$323,000
Active132 Concord Dr NE, Port Charlotte, FL 33952
2 beds · 1 bath · 1,120 sq ft
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · MLS# GC541555
118 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- direct canal access
- 120 feet waterfront
- private dock
- screened lanai
- impact-rated windows
- designer kitchen
- spa-inspired bathroom
AI-selected highlights from the listing description below.
Beautifully Renovated Waterfront Home with Direct Canal Access – Bring Your Boat! Completely reimagined from top to bottom, this exceptional waterfront home combines premium craftsmanship, high-end finishes, and an unbeatable boating lifestyle. Situated on an oversized 0.31-acre lot with approximately 120 feet of waterfront, this exceptional property offers direct canal access to Charlotte Harbor. With only one 14-foot bridge separating you from open water, it's a dream location for boating enthusiasts. From the moment you step inside, you'll appreciate the quality and attention to detail. The stunning designer kitchen serves as the centerpiece of the home, featuring custom cabinetry, granite countertops, newer appliances, a spacious island, and an open-concept layout perfect for entertaining. Luxury vinyl flooring, oversized baseboards, modern lighting, and elegant finishes create a sophisticated yet comfortable coastal atmosphere. The heavy lifting has already been done. A newer roof, impact-rated windows and shutters, newer interior and exterior doors, fresh interior paint, a beautifully remodeled spa-inspired bathroom, and a private dock mean you can move in with confidence and spend your time enjoying the waterfront — not managing renovation projects. Step outside to the screened lanai and enjoy tranquil canal views while watching boats cruise by. Launch your boat from your own backyard and spend the day exploring Charlotte Harbor, Fisherman's Village, downtown Punta Gorda, the Peace and Myakka Rivers, Sunseeker Resort, or the Gulf of Mexico — all easily accessible by water. Whether you're searching for a full-time residence, a winter retreat, or the ultimate Florida waterfront lifestyle, this home offers the perfect combination of location, luxury, boating access, and worry-free ownership. Properties offering this level of updating, premium materials, oversized waterfront lot, and quick access to open water are truly rare.
Facts
- Property type
- Single Family Residence
- Year built
- 1963
- Bathrooms
- 1 full
- Living area
- 1,120 sqft
- Lot size
- 0.31 acres
- Waterfront
- Yes · 120 ft
- Water access
- Canal - Brackish, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,863/yr
- Listed
- Jul 1, 2026
- MLS #
- GC541555
Price & status history
- Listed for $338,000
- Price reduced to $323,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 132 CONCORD DR NE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,308
$1,633 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,633
- Property taxes
- $405
- Homeowners insurance
- $269
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,308
Over the life of the loan
- Loan amount
- $258,400
- Down payment
- $64,600
- Total interest
- $329,575
- Principal + interest paid
- $587,975
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
132 Concord Dr NE, Port Charlotte, FL 33952
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · MLS# GC541555 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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