$323,000
Active5501 Kempson Ln, Port Charlotte, FL 33981
4 beds · 2 baths · 1,485 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6148397
76 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- covered lanai
- paver driveway
- smart-home technology
- walk-in closet
- two-car garage
- ceramic tile flooring
AI-selected highlights from the listing description below.
Virtually Staged. Welcome to this beautifully maintained 4-bedroom, 2-bath home offering 1,485 square feet of thoughtfully designed living space and an open, inviting floor plan. The spacious kitchen features quartz countertops, stainless steel appliances, ample cabinetry, and a seamless connection to the dining and living areas- perfect for everyday living and entertaining. Ceramic tile flows throughout the main living areas, while the bedrooms provide the comfort of carpet. The primary suite offers a walk-in closet and private en-suite bath, creating a comfortable retreat. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Additional features include a covered lanai for enjoying the Florida lifestyle, a paver driveway, smart-home technology, washer and dryer, and a two-car garage. Ideally located in Port Charlotte with convenient access to shopping, dining, golf, boating, recreation, and the beautiful Gulf Coast beaches. Whether you’re looking for a full-time Florida residence, seasonal getaway, or investment opportunity, this move-in-ready home offers space, comfort, and an excellent Southwest Florida location. Schedule your showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,485 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,618/yr
- Listed
- Aug 13, 2026
- MLS #
- D6148397
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5501 KEMPSON LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,287
$1,633 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,633
- Property taxes
- $385
- Homeowners insurance
- $269
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,287
Over the life of the loan
- Loan amount
- $258,400
- Down payment
- $64,600
- Total interest
- $329,575
- Principal + interest paid
- $587,975
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5501 Kempson Ln, Port Charlotte, FL 33981
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6148397 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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