$128,000
Active13281 Longville Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6141294
358 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Sailboat-accessible waterfront
- 80 feet riparian rights
- Recycled-plastic dock
- 10,000 lb boat lift
- No bridges to Gulf
- Southern rear exposure
- Public water and sewer
AI-selected highlights from the listing description below.
SOUTH GULF COVE **Sailboat-accessible** waterfront lot on the wide Santa Cruz Waterway! Zoned RMF10 (Multifamily residential). Bring your dream home to life on this beautiful South Gulf Cove property featuring 80 feet of riparian rights and a maintenance-free, recycled-plastic DOCK (built in 2022) with a 10,000 lb BOAT LIFT ready to go! Located on the Santa Cruz Waterway, you’ll enjoy NO BRIDGES out to the Interceptor Lagoon, Charlotte Harbor, and the Gulf — perfect for sailboats and powerboats alike. The waterway spans approximately 250 feet wide, offering an exceptional sense of privacy and space. The SOUTHERN REAR EXPOSURE provides ideal sunshine for your future pool and outdoor living area. South Gulf Cove is a vibrant boating community with over 55 miles of navigable canals, PUBLIC WATER AND SEWER. Surrounded by quality custom homes with excellent local builders available to make your dream come true, this is the perfect spot to start living your Florida waterfront lifestyle — or invest for the future!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $1,997/yr
- Monthly fees
- $10/mo
- Listed
- Nov 4, 2025
- MLS #
- N6141294
Price & status history
- Listed for $161,000
- Price reduced to $128,000from $140,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13281 LONGVILLE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,024
$647 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $647
- Property taxes
- $166
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,024
Over the life of the loan
- Loan amount
- $102,400
- Down payment
- $25,600
- Total interest
- $130,606
- Principal + interest paid
- $233,006
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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13281 Longville Ave, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6141294 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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