$129,000
Active5297 Neville Ter, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6144498
153 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Canal-front homesite
- Direct canal access
- Water views
- Private boat ramp
- Waterfront park access
- Gulf beaches nearby
AI-selected highlights from the listing description below.
Build your Florida dream home on this canal-front homesite *with sewer available* located in the waterfront community of Gulf Cove in Port Charlotte. Enjoy peaceful water views and direct canal access leading to the Myakka River, Charlotte Harbor, and the Gulf — perfect for boating, kayaking, and embracing the Southwest Florida lifestyle. Situated on a quiet street surrounded by newer homes and natural beauty, this vacant lot offers an excellent opportunity for a full-time residence, seasonal getaway, or future investment. Public water is available, and optional membership in the Gulf Cove Property Owners Association provides access to the private community boat ramp and waterfront park. Conveniently located near shopping, dining, golf courses, public parks, spring training facilities, and Gulf beaches including Boca Grande and Englewood Beach. A wonderful opportunity to build in one of Port Charlotte’s waterfront communities.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Water access
- Canal - Saltwater
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $2,646/yr
- Monthly fees
- $6/mo
- Listed
- May 27, 2026
- MLS #
- N6144498
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5297 NEVILLE TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,079
$652 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $652
- Property taxes
- $221
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,079
Over the life of the loan
- Loan amount
- $103,200
- Down payment
- $25,800
- Total interest
- $131,626
- Principal + interest paid
- $234,826
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5297 Neville Ter, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6144498 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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