$129,000
Active18286 Arapahoe Cir, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of FLORIDA REALTY INVESTMENTS · MLS# G5115548
95 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- sailboat access
- cement seawall
- direct gulf access
- Charlotte Harbor access
- no HOA
- no deed restrictions
- dock space
AI-selected highlights from the listing description below.
SAILBOAT ACCESS LOT WITH CEMENT SEAWALL! There Are No Bridges To Access The Gulf. Easy Access To Open Waters. Direct Sailboat Access To CHARLOTTE HARBOR And Beyond. Fabulous Waterfront Lot, On A QUIET STREET! The Property Is In A Sought After And Highly Desirable And Growing Area. No HOA Or DEED RESTRICTIONS. A Perfect Property To Build Your DREAM HOME Or RETREAT, Plenty Of Room For A Pool, Outdoor Living Space And Your Own Personal Dock. Boat, Fish And Kayak, Perfect For The Boating Enthusiast. Close To Parks, Beaches, Golf Courses, Shopping, Restaurants, Medical And So Much More. Conveniently Located, Minutes To I-75. Come Enjoy The Laid Back Coastal Lifestyle.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $1,715/yr
- Listed
- Jul 25, 2026
- MLS #
- G5115548
Price & status history
- Listed for $139,000
- Price reduced to $129,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18286 ARAPAHOE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$995
$652 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $652
- Property taxes
- $143
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $995
Over the life of the loan
- Loan amount
- $103,200
- Down payment
- $25,800
- Total interest
- $131,626
- Principal + interest paid
- $234,826
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18286 Arapahoe Cir, Port Charlotte, FL 33948
Listing courtesy of FLORIDA REALTY INVESTMENTS · MLS# G5115548 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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