$922,500
Active1340 Mediterranean Dr, Punta Gorda, FL 33950
3 beds · 2 baths · 2,231 sq ft
Listing courtesy of COMPASS FLORIDA · MLS# C7529200
75 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront pool home
- powerboat access
- 80 feet waterfrontage
- 51 foot concrete dock
- 10,000 lb boat lift
- heated saltwater pool
- impact windows
- office/den
AI-selected highlights from the listing description below.
Punta Gorda Isles! Stunning 3 bedroom + office/den, 2 bath, oversized 2-car garage waterfront pool home with powerboat access to Charlotte Harbor leading to the Gulf! For the avid boater, this property features 80' of waterfrontage, extended 51' concrete dock with water and electric plus 10,000 lb. boat lift. This exceptional home is filled with thoughtfully designed architectural features, including coffered and double tray ceilings, crown molding, and contemporary lighting. The living room features a large slider to the lanai seamlessly blending indoor and outdoor living spaces. Adjacent to the living room, an office/den offers endless versatility, providing the perfect space for working from home or creating an additional entertainment area. Gourmet kitchen features two-toned wood cabinetry with under-cabinet lighting, complemented by tile backsplash and granite countertops. The dining area is highlighted by a large sliding glass door and window that showcases serene water views, while the oversized island offers abundant seating and serves as the heart of the home for everyday living and entertaining. Generous primary suite offers direct access to the lanai/pool area, his and her walk-in closets and an ensuite bath with dual vanities, roman shower, and a private water closet. Split floor plan is designed for optimal privacy, featuring two additional guest bedrooms that share a well-appointed guest bath that also doubles as a pool bath, adding to the home's functionality and appeal. Step outside to your private oasis featuring a covered lanai with room for a future outdoor kitchen and a screened, heated saltwater pool, perfect for entertaining guests. Additional features include an oversized garage measuring approximately 29.7 feet wide by 24 feet deep, newly sealed pavers, impact windows plus front and rear doors have double hurricane protection for added peace of mind. Located on a quiet street in a popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks. Don't miss your chance to own this waterside treasure! Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2018
- Bathrooms
- 2 full
- Living area
- 2,231 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,794/yr
- Listed
- Jul 28, 2026
- MLS #
- C7529200
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1340 MEDITERRANEAN DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,250
$4,665 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,665
- Property taxes
- $816
- Homeowners insurance
- $769
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,250
Over the life of the loan
- Loan amount
- $738,000
- Down payment
- $184,500
- Total interest
- $941,278
- Principal + interest paid
- $1,679,278
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1340 Mediterranean Dr, Punta Gorda, FL 33950
Listing courtesy of COMPASS FLORIDA · MLS# C7529200 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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