$925,000
Active5018 Captiva Ct, Punta Gorda, FL 33950
3 beds · 3 baths · 2,585 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7524689
198 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 104' seawall
- direct sailboat access
- no bridges to harbor
- heated pool
- metal roof 2023
- power roll-down shutters
- re-screened pool enclosure
AI-selected highlights from the listing description below.
PRICE IMPROVEMENT! Time for another look-Waterfront Living at Its Finest in Punta Gorda Isles! This is a must-see property. If you are looking for your waterfront winter-time retreat or a full-time residence, this is the one! Situated just off the rim canal, boating enthusiasts will love the 104’ of seawall. Including a 60’ dock with (35,000#boat lift 2016 by Parr Marine) providing direct sailboat access to Charlotte Harbor and the Gulf—bring your boat and start living the dream. Experience the ultimate Southwest Florida lifestyle in this beautiful, furnished 3-bedroom, office, 3-bath, pool home, perfectly situated on a sailboat-access saltwater canal—no bridges, with direct harbor access through Buckley’s Pass and Ponce Outlet. From the moment you step inside, you’ll appreciate the bright, open layout designed for both everyday living and entertaining. The heart of the home is a stunning, updated kitchen featuring sleek quartz countertops, a gas cooktop, modern cabinetry, and ample space for gathering with family and friends. The split-bedroom floor plan offers privacy and comfort. The second bedroom offers an en-suite which is ideal for guests or multi-generational living. Office/bonus room off of the primary suite offers a dedicated space which has direct access to the patio. Step outside to your private oasis where a sparkling heated pool overlooks the tranquil canal. This outdoor living space is perfect for enjoying morning coffee, sunset cocktails, or watching boats cruise by, capturing the essence of Florida waterfront living. Additional highlights include a new metal roof (2023), impact windows, power roll-down shutter and accordion shutters on the lanai and a power shade awning for additional outdoor enjoyment. The pool enclosure has been re-screened. These updates provide peace of mind, along with the charm and curb appeal that Punta Gorda Isles is known for. Located just minutes from downtown Punta Gorda’s dining, shopping, waterfront parks, and golf, this home offers the perfect balance of relaxation and convenience. This is more than a home—it’s a lifestyle. Schedule your private showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 1997
- Bathrooms
- 3 full
- Living area
- 2,585 sqft
- Lot size
- 0.3 acres
- Waterfront
- Yes · 104 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,958/yr
- Listed
- Apr 12, 2026
- MLS #
- C7524689
Price & status history
- Listed for $985,000
- Price reduced to $925,000from $950,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5018 CAPTIVA CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,195
$4,677 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,677
- Property taxes
- $747
- Homeowners insurance
- $771
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,195
Over the life of the loan
- Loan amount
- $740,000
- Down payment
- $185,000
- Total interest
- $943,829
- Principal + interest paid
- $1,683,829
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5018 Captiva Ct, Punta Gorda, FL 33950
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7524689 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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