$219,000
Active13481 Darnell Ave, Port Charlotte, FL 33981
3 beds · 2 baths · 1,092 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7529106
87 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- screened lanai
- walk-in shower
- scenic lakes
- clubhouse
- recreation center
- community pools
AI-selected highlights from the listing description below.
Gardens of Gulf Cove....3 Bedroom, 2 Bathroom home with attached one car Garage. Open floor plan with Great Room, Dining room, Kitchen. Three generous sized bedrooms. Guest bathroom has a tub/shower combo and the master bedroom has a walk in shower. Sliding glass doors lead to a huge 25x10 lanai with screens and vinyl windows. Good sized back yard for your family. Utilities are public water and sewer. The Gardens of Gulf Cove features public roads lined with sidewalks and 5 scenic lakes where you're likely to see a variety of birds and wildlife. They have two building facilities - Clubhouse and Recreation Center - each with a pool and multiple amenities for residents and their personal guests only. This is a deed restricted community and the annual assessment is $470 per year and covers the maintenance, management, public utilities and insurance of all common ground and amenities. This home is minutes from shopping and dining and only 9 miles from Englewood Beach.
Facts
- Property type
- Single Family Residence
- Year built
- 1975
- Bathrooms
- 2 full
- Living area
- 1,092 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,039/yr
- Monthly fees
- $39/mo
- Listed
- Aug 1, 2026
- MLS #
- C7529106
Price & status history
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13481 DARNELL AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,600
$1,107 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,107
- Property taxes
- $253
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $39
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,600
Over the life of the loan
- Loan amount
- $175,200
- Down payment
- $43,800
- Total interest
- $223,458
- Principal + interest paid
- $398,658
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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13481 Darnell Ave, Port Charlotte, FL 33981
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7529106 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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