$925,000
ActivePrice drops, under contract and the sold price, by email.1353 San Mateo Dr, Punta Gorda, FL 33950
3 beds · 2 baths · 2,734 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7533405
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
YOUR TROPICAL WATERFRONT RETREAT IN PUNTA GORDA ISLES! Palm-lined canal views, sailboat access with no fixed bridges and a private saltwater pool set the scene for relaxed Southwest Florida living in this custom-built, 3-bedroom, 2-bath home with an open loft. Offering 2,734 square feet of living space, the home welcomes you with soaring 22-foot ceilings in the main living gallery, an impressive wall of built-in display shelving and expansive sliding doors that invite the outdoors in. Plantation shutters, architectural arches and tile flooring throughout—including warm wood-look tile in the main living areas—complement the home’s inviting tropical character. Designed for everyday cooking and entertaining, the spacious kitchen features granite countertops, stainless steel appliances, a large center island with a prep sink, dual pantries and generous cabinetry. Gather over breakfast before a day on the water in the adjoining breakfast nook, or host friends in the separate formal dining room. Abundant storage closets throughout the home make organization easy. The split-bedroom layout provides privacy for the primary suite, featuring a tray ceiling, dual walk-in closets and a spacious en suite bath with separate vanities, a soaking tub and a separate shower. Two additional bedrooms feature walk-in closets and share a guest bath with a walk-in shower. Above the living gallery, a spiral staircase leads to the bright, open loft—an inviting setting for an art studio, office, reading retreat or hobby space. Slide open the doors and let the lanai become an extension of your living space. Enjoy morning coffee , cool off in the saltwater pool or unwind beside the canal as palms sway overhead. The screened enclosure and paver deck create a welcoming setting for outdoor dining and leisurely afternoons. Beyond the enclosure, an extended concrete dock and seawall frame your waterfront setting, with boating access to Charlotte Harbor and beyond. An avocado tree and a Meyer lemon tree add a homegrown taste of Florida to the landscape. Additional features include a 2022 tile roof, hurricane shutters, a spacious interior laundry room and an attached two-car garage. From creative mornings in the loft to afternoons exploring local waters and evenings by the pool, this distinctive home offers a place to embrace the Southwest Florida lifestyle. Please Enjoy the Interactive 3D Virtual Tour!
Facts
- Property type
- Single Family Residence
- Year built
- 2005
- Bathrooms
- 2 full
- Living area
- 2,734 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,220/yr
- Monthly fees
- $7/mo
- Listed
- Nov 13, 2026
- MLS #
- C7533405
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1353 SAN MATEO DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,307
$4,677 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,677
- Property taxes
- $852
- Homeowners insurance
- $771
- Flood insurance
- $0
- HOA / condo fees
- $7
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,307
Over the life of the loan
- Loan amount
- $740,000
- Down payment
- $185,000
- Total interest
- $943,829
- Principal + interest paid
- $1,683,829
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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1353 San Mateo Dr, Punta Gorda, FL 33950
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7533405 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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