$239,900
Active Under Contract1425 Winding Oak Dr, Port Charlotte, FL 33948
2 beds Β· 2 baths Β· 1,190 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7531007
22 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Under contract-accepting backup offers. Welcome to the highly sought-after gated community of Heritage Oak Park. Nestled among native oak trees and winding streets, this neighborhood offers a peaceful, country-like vibe while being just minutes from shopping, dining, medical facilities, and stunning Gulf beaches. The villa sits on a quiet cul-de-sac and features an open floor plan with 1,190 sq. ft. under air and 9'4" volume ceilings throughout. It comes furnished & includes 2 bedrooms, a den/bonus room that could serve as a third bedroom, 2 full baths, a spacious 2-car garage, and a welcoming screened front porch perfect for morning coffee. The great room flows seamlessly into the kitchen, making it ideal for entertaining. The kitchen features a breakfast bar, closet pantry, and comes fully equipped with appliances. The den/bonus room is off the kitchen and could also serve as a formal dining room, while the master bedroom boasts a large walk-in closet and an ensuite bath with dual sinks and a walk-in shower. The split-bedroom layout places the second bedroom and bath on the opposite side of the villa. The oversized garage includes a laundry tub, new full-size washer and dryer, pull-down stairs with flooring in the crawl space for storage, and even a generator. Tile flooring runs throughout, except carpet in both bedrooms. Updates include a new water heater (2021), A/C and heat (2021), shingle roof (2018), and accordion shutters (2021). This pet-friendly community welcomes golf carts and offers an active lifestyle with a full-time activities director and amenities such as a large clubhouse, heated pool, tennis courts, pickleball, bocce ball, shuffleboard, fitness room, lending library, and a scenic walking path around the lake.
Facts
- Property type
- Villa
- Year built
- 2003
- Bathrooms
- 2 full
- Living area
- 1,190 sqft
- Lot size
- 0.13 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Furnished
- Flood zone
- X500
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $3,949/yr
- Monthly fees
- $217/mo
- Listed
- Sep 27, 2026
- MLS #
- C7531007
Price & status history
- Listed for $239,900
- Status changed to Active Under Contract
Virtual tour
- Matterport 3-D tourmy.matterport.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1425 WINDING OAK DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,959
$1,213 of that is principal & interest. 38% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,213
- Property taxes
- $329
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $217
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,959
Over the life of the loan
- Loan amount
- $191,920
- Down payment
- $47,980
- Total interest
- $244,783
- Principal + interest paid
- $436,703
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1425 Winding Oak Dr, Port Charlotte, FL 33948
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7531007 Β· Active Under Contract
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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