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$239,900

Active Under Contract

1425 Winding Oak Dr, Port Charlotte, FL 33948

2 beds Β· 2 baths Β· 1,190 sq ft

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7531007

22 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Under contract-accepting backup offers. Welcome to the highly sought-after gated community of Heritage Oak Park. Nestled among native oak trees and winding streets, this neighborhood offers a peaceful, country-like vibe while being just minutes from shopping, dining, medical facilities, and stunning Gulf beaches. The villa sits on a quiet cul-de-sac and features an open floor plan with 1,190 sq. ft. under air and 9'4" volume ceilings throughout. It comes furnished & includes 2 bedrooms, a den/bonus room that could serve as a third bedroom, 2 full baths, a spacious 2-car garage, and a welcoming screened front porch perfect for morning coffee. The great room flows seamlessly into the kitchen, making it ideal for entertaining. The kitchen features a breakfast bar, closet pantry, and comes fully equipped with appliances. The den/bonus room is off the kitchen and could also serve as a formal dining room, while the master bedroom boasts a large walk-in closet and an ensuite bath with dual sinks and a walk-in shower. The split-bedroom layout places the second bedroom and bath on the opposite side of the villa. The oversized garage includes a laundry tub, new full-size washer and dryer, pull-down stairs with flooring in the crawl space for storage, and even a generator. Tile flooring runs throughout, except carpet in both bedrooms. Updates include a new water heater (2021), A/C and heat (2021), shingle roof (2018), and accordion shutters (2021). This pet-friendly community welcomes golf carts and offers an active lifestyle with a full-time activities director and amenities such as a large clubhouse, heated pool, tennis courts, pickleball, bocce ball, shuffleboard, fitness room, lending library, and a scenic walking path around the lake.

Facts

Property type
Villa
Year built
2003
Bathrooms
2 full
Living area
1,190 sqft
Lot size
0.13 acres
Private pool
No
Exposure
Southwest
Furnished
Furnished
Flood zone
X500
CDD
Yes
55+ community
No
Annual taxes
$3,949/yr
Monthly fees
$217/mo
Listed
Sep 27, 2026
MLS #
C7531007

Price & status history

  1. Listed for $239,900
  2. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1425 WINDING OAK DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,959

$1,213 of that is principal & interest. 38% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,213
Property taxes
$329
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$217
Mortgage insurance (PMI)
$0
Total per month
$1,959

Over the life of the loan

Loan amount
$191,920
Down payment
$47,980
Total interest
$244,783
Principal + interest paid
$436,703
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1425 Winding Oak Dr, Port Charlotte, FL 33948

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7531007 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]