$795,000
Active14332 Ponce de Leon Trl, Port Charlotte, FL 33981
3 beds · 3 baths · 2,647 sq ft
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7524421
204 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 165 feet water frontage
- pool and spa
- new 2026 roof
- impact windows and doors
- screened-in pool
- non-buildable adjacent lot
- 3 car garage
- den
AI-selected highlights from the listing description below.
Virtually Staged. LIVE THE ULTIMATE FLORIDA WATERFRONT LIFESTYLE. PERFECTLY POSITIONED ON NEARLY HALF AN ACRE WITH 165 FEET OF WATER FRONTAGE, THIS HOME OFFERS LUXURY, SPACE, AND SERENE VIEWS YOU WON’T FIND ANYWHERE ELSE. Welcome to this beautifully maintained 3 BEDROOM + DEN, 3 BATHROOM, 3 CAR GARAGE POOL & SPA home located in the QUIET, HIGHLY DESIRABLE waterfront community of Harbor West in Port Charlotte. Situated on an expansive .48 ACRE LOT, this property delivers a rare combination of privacy, functionality, and upscale Florida living. From the moment you arrive, you’ll notice the thoughtful upgrades and pride of ownership throughout, including a NEW 2026 ROOF WITH A 7-YEAR TRANSFERABLE WARRANTY, HURRICANE PROTECTION WITH IMPACT WINDOWS AND SLIDING DOORS for added peace of mind, and a NEW POOL CAGE (2023). The adjacent lot to the left is NON-BUILDABLE, creating an added buffer of privacy that is nearly impossible to find. Step inside to discover HIGH CEILINGS, an OPEN, AIRY FLOOR PLAN, and generously sized living spaces designed for both everyday comfort and ENTERTAINING. The OVERSIZED BEDROOMS AND BATHROOMS offer abundant closet space, while the flexible DEN provides the perfect space for a home office, gym, or guest retreat. At the heart of the home is a SPACIOUS OPEN KITCHEN built for gathering—featuring ample counter space and seamless flow into the main living and dining areas, making hosting effortless. Step outside to your private oasis where indoor and outdoor living blend seamlessly. Enjoy your SCREENED-IN POOL AND SPA, overlooking 165 FEET OF WATERFRONT, with plenty of space to relax, entertain, or simply take in the peaceful surroundings. The FENCED-IN YARD is ideal for pets, while the oversized lot provides room to spread out and truly enjoy the Florida lifestyle. With a 3-CAR GARAGE, expansive lot, FULL HURRICANE PROTECTION, unmatched privacy, and premier waterfront setting, this home checks every box for those seeking space, luxury, and tranquility. This is more than just a home—it’s a LIFESTYLE.
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Bathrooms
- 3 full
- Living area
- 2,647 sqft
- Lot size
- 0.48 acres
- Waterfront
- Yes · 1,650 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,850/yr
- Monthly fees
- $272/mo
- Listed
- Apr 7, 2026
- MLS #
- C7524421
Price & status history
- Listed for $1,000,000
- Price reduced to $795,000from $825,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 14332 PONCE DE LEON TRL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,692
$4,020 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,020
- Property taxes
- $738
- Homeowners insurance
- $663
- Flood insurance
- $0
- HOA / condo fees
- $272
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,692
Over the life of the loan
- Loan amount
- $636,000
- Down payment
- $159,000
- Total interest
- $811,183
- Principal + interest paid
- $1,447,183
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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14332 Ponce de Leon Trl, Port Charlotte, FL 33981
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7524421 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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