$485,000
Pending14494 Lillian Cir, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 2,432 sq ft
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Β· MLS# C7525685
134 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gulf access
- 4,500lb boat lift
- 136 feet waterfrontage
- Screened pool area
- New roof 2024
- Hurricane shutters
- Oversized garage
- Deed-restricted community
AI-selected highlights from the listing description below.
Discover the ultimate Florida lifestyle in this meticulously updated and beautifully landscaped, Gulf access 3 Bedroom, 2 bathroom pool home! Situated on a 12,953 sqft lot (.3 Acres) with an impressive 136 feet of waterfrontage, in the desirable deed-restricted community of South Gulf Cove. Boaters will find this property exceptional, as it features a 4,500lb boat lift and sits on a wide canal providing effortless access to the Myakka River, Charlotte Harbor, Boca Grande, and the open Gulf waters. This residence has extensive improvements, featuring a fully renovated primary suite, and beautifully updated guest bedrooms and bathrooms. The interior offers abundant cabinet space in the kitchen, stylish plantation shutters throughout, new lights & ceiling fans throughout, and new flooring across all bedrooms and the primary bath. Major improvements provide peace of mind for years to come, including a new roof (2024), updated electrical panel, and new windows in the dining room and all bedrooms (installed in 2023). Recent 2025 updates further enhance the home with new living room carpeting and a new pool pump, complementing the 2023 addition of a new pool heater, water heater, and the house has complete plumbing repipe except for the primary bathroom The outdoor living space is a true sanctuary, featuring a screened pool area that showcases great canal views, perfect for relaxing or entertaining against a coastal backdrop. Exterior highlights include an oversized garage, a dedicated storage shed, rain gutters, the added security of new hurricane shutters, and a modern LPS Sewer system and tank (redone in 2023). The house is on Public water and sewer. Perfectly positioned for both recreation and convenience, this property sits just 10 minutes from the world-famous beaches of Boca Grande and 15 minutes from Englewood Beach. Golfers will appreciate the surrounding championship courses, while sports fans are only 15 minutes from the Tampa Bay Rays' spring training at Charlotte Sports Park. Whether you are exploring the Cape Haze Pioneer Trail or taking advantage of the region's world-class fishing, this home offers unparalleled access to the very best of the Gulf Coast, all while remaining within 25 minutes of I-75 for easy travel. Don't miss your opportunity to own what is arguably the best home available under $500,000!
Facts
- Property type
- Single Family Residence
- Year built
- 1978
- Bathrooms
- 2 full
- Living area
- 2,432 sqft
- Lot size
- 0.3 acres
- Waterfront
- Yes Β· 137 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,446/yr
- Monthly fees
- $10/mo
- Listed
- May 2, 2026
- MLS #
- C7525685
Price & status history
- Listed for $495,000
- Price reduced to $485,000
- Status changed to Pending
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 14494 LILLIAN CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,404
$2,452 of that is principal & interest. 28% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,452
- Property taxes
- $537
- Homeowners insurance
- $404
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,404
Over the life of the loan
- Loan amount
- $388,000
- Down payment
- $97,000
- Total interest
- $494,873
- Principal + interest paid
- $882,873
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
14494 Lillian Cir, Port Charlotte, FL 33981
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Β· MLS# C7525685 Β· Pending
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 3 bedrooms up to $610,000. Free, and you can stop any time.



