$709,950
Active14500 Ponce de Leon Trl, Port Charlotte, FL 33981
3 beds · 3 baths · 2,647 sq ft
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · MLS# A4690688
191 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Canal-front home
- 9ft deep sailboat water
- No bridges to harbor
- 3-car air-conditioned garage
- Screened and pavered lanai
- Well-elevated lot with berm
AI-selected highlights from the listing description below.
One or more photo(s) has been virtually staged. PRICE REDUCED by over $150,000! Stunning 2021-built Canal-front home with 2.5 miles from Myakka & Peace River leading to Charlotte Harbor, 9ft deep sail boat water in a no wake zone, and NO bridges—a true boater’s dream. Offering 2,647 sqft under air, this beautifully designed residence features 3 bedrooms, 3 bathrooms, and a versatile den/office, or fourth bedroom, all located in a charming gated community of just 165 homes. From the moment you enter, you are greeted with breathtaking canal views from the spacious family room, highlighted by the brand new laminate flooring, high tray ceilings and hurricane impact resistant windows and sliding glass doors that open to the screened lanai for seamless indoor-outdoor living. The well-appointed kitchen is the heart of the home, featuring a large granite island, designer backsplash, double oven/microwave, stainless steel appliances, and abundant cabinetry. It flows effortlessly into both the formal dining and dinette areas while overlooking the main living space, making it ideal for entertaining or everyday living. The popular split-bedroom floor plan provides privacy, while the den/office with double doors offers flexibility for a home office, hobby room, or potential fourth bedroom. Built for peace of mind, the home includes hurricane impact windows, front door, and sliders, and is situated on a well-elevated, oversized lot with a berm behind the property. The home's floor elevation is 9.7ft, while the property's flood zone code is AE, meaning your home is safe because the base flood elevation for a 100-year flood event would likely only rise to about 8 feet, and the community has remained dry through recent major storms. Additional highlights include a paver driveway and a rare 3-car Air Conditioned Garage with attic stairs and a complete floor in the attic for storage. Low HOA fees cover gate access, lawn care, and landscaping. Outdoor living is what Florida is all about, and this home delivers with a screened and pavered lanai overlooking the deep canal. With no bridges, you are just minutes to Charlotte Harbor and have easy boating access to Punta Gorda, the Myakka River, the Intracoastal Waterway, Boca Grande, Cabbage Key, and more. Conveniently located in the desirable Port Charlotte/Englewood area, you are close to Gulf beaches, Wellen Park, spring training facilities, Dearborn Street, golf courses, shopping, dining, and have quick access to I-75. This fast-growing area continues to offer small-town charm with endless opportunities to enjoy the Florida lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Bathrooms
- 3 full
- Living area
- 2,647 sqft
- Lot size
- 0.36 acres
- Waterfront
- Yes · 110 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,150/yr
- Monthly fees
- $272/mo
- Listed
- Apr 20, 2026
- MLS #
- A4690688
Price & status history
- Listed for $849,000
- Price reduced to $724,950from $729,000
- Price reduced to $709,950
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 14500 PONCE DE LEON TRL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,299
$3,590 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,590
- Property taxes
- $846
- Homeowners insurance
- $592
- Flood insurance
- $0
- HOA / condo fees
- $272
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,299
Over the life of the loan
- Loan amount
- $567,960
- Down payment
- $141,990
- Total interest
- $724,402
- Principal + interest paid
- $1,292,362
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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14500 Ponce de Leon Trl, Port Charlotte, FL 33981
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · MLS# A4690688 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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