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$239,900

Active

15 Rotterdam Dr, Punta Gorda, FL 33950

2 beds · 2 baths · 1,296 sq ft

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7517793

345 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Florida Room
  • Canal view
  • Hurricane shutters
  • Private boat lift
  • Composite dock
  • Heated pool
  • Two private marinas

AI-selected highlights from the listing description below.

Welcome to the friendly, resident-owned 55+ gated community of Windmill Village in Punta Gorda, Florida. This charming 2005 Fleetwood manufactured home offers 1,296 square feet of comfortable living space with 2 bedrooms, 2 bathrooms, a spacious living room, eat-in kitchen, and a bright Florida Room overlooking the canal. The home features drywall construction in the main living areas and has been thoughtfully upgraded, including a new air conditioner installed in 2023, a new shingle roof in 2020, new kitchen counters and appliances, and an on-demand hot water system. For added protection, it includes crank hurricane shutters on the sides and electric roll-down shutters on the canal side. Outside, the large lanai is perfect for entertaining and features four brand-new special-order windows installed after Hurricane Ian. Step down from the lanai to a beautiful paver patio that leads to your private 6,000 lb boat lift and composite dock, which conveniently adjusts as a floating dock with the tides. Windmill Village offers an active retirement lifestyle with two private marinas providing direct access to Charlotte Harbor and the Gulf, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, and a large community center with numerous hobby clubs. The new pavilion beside the heated pool is an ideal spot for social gatherings and events. Located in historic Punta Gorda — repeatedly voted “#1 Best Small Place to Live” by Money Magazine and Forbes — this waterfront community delivers the perfect blend of relaxation and recreation. Note: The purchase price does not include the $20,285 Buy-In Share and Bond, which is fully refundable upon sale. This move-in-ready canal-front home is a fantastic opportunity to embrace the Florida lifestyle. Schedule your showing today and make this your paradise!

Facts

Property type
Manufactured Home
Year built
2005
Bathrooms
2 full
Living area
1,296 sqft
Lot size
0.11 acres
Waterfront
Yes
Water access
Canal - Brackish, Creek
Water view
Yes
Private pool
No
Exposure
West
Flood zone
9AE
CDD
No
55+ community
Yes
Annual taxes
$4,215/yr
Monthly fees
$268/mo
Listed
Nov 16, 2025
MLS #
C7517793

Price & status history

  1. Listed for $280,000
  2. Price reduced to $249,900from $259,900
  3. Price reduced to $239,900

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 15 ROTTERDAM DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,032

$1,213 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,213
Property taxes
$351
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$268
Mortgage insurance (PMI)
$0
Total per month
$2,032

Over the life of the loan

Loan amount
$191,920
Down payment
$47,980
Total interest
$244,783
Principal + interest paid
$436,703
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15 Rotterdam Dr, Punta Gorda, FL 33950

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7517793 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]