$39,900
Active1521 Brightwater Ter, Port Charlotte, FL 33953
0.6 acre lot
Listing courtesy of LA ROSA REALTY KISSIMMEE · MLS# S5155297
61 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
BUILDER & INVESTOR OPPORTUNITY — COUNTY-CONFIRMED SUBDIVIDABLE CORNER PARCEL! Approximately 26,172 SQ FT / 0.60 ACRES with the ability to divide into TWO PARCELS. At $39,900, that represents just $19,950 in land acquisition per future parcel before subdivision-related costs. Rare opportunity in growing Port Charlotte Section 29. This oversized corner property offers substantially more land than the typical residential lot in the surrounding area and provides multiple investment strategies: subdivide and build two residences, subdivide for future resale, develop one parcel and hold the other, or create one expansive homesite. Charlotte County has confirmed the property can be subdivided into two parcels. Buyer/Buyer’s Agent should independently verify the subdivision process, resulting parcel dimensions, permitting, impact fees, utility requirements and individual buildability with Charlotte County. The surrounding 33953 area continues to see residential development and new-home construction, including activity within Port Charlotte Section 29 and major nearby development such as West Port. Convenient access to US-41, shopping, dining, Centennial Park, Charlotte Sports Park, boating, fishing, Charlotte Harbor and Southwest Florida’s Gulf Coast recreation. NO HOA and NO CDD. Electricity and water are reported available in the area; septic will be required. Property is located in Flood Zone AE. Buyer to independently verify utilities, flood requirements, environmental conditions and all development requirements. BUILD TWO. BUILD ONE & HOLD ONE. OR SUBDIVIDE & HOLD — a flexible land opportunity in a growing Southwest Florida market.
Facts
- Property type
- Land
- Lot size
- 0.6 acres
- Flood zone
- X-9AE
- Annual taxes
- $789/yr
- Listed
- Aug 27, 2026
- MLS #
- S5155297
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1521 BRIGHTWATER TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$468
$202 of that is principal & interest. 57% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $202
- Property taxes
- $66
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $468
Over the life of the loan
- Loan amount
- $31,920
- Down payment
- $7,980
- Total interest
- $40,712
- Principal + interest paid
- $72,632
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1521 Brightwater Ter, Port Charlotte, FL 33953
Listing courtesy of LA ROSA REALTY KISSIMMEE · MLS# S5155297 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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