$39,900
Active9172 Agate St, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6402353
185 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Duplex lot
- City water & sewer
- County-approved duplex plan
- Turnkey build package
- Boat ramp access
- Canal and waterway access
- No required HOA fees
AI-selected highlights from the listing description below.
• Duplex lot for sale with city water & sewer already in place. • County approved duplex plan available, plus an optional turnkey build package (sample plan included). • Completed duplex models and active construction sites are available to preview. • Suitable for owner-occupancy on one side with rental income from the other, or for use as a full investment property. • Minutes to clear water beaches—Englewood Beach and Boca Grande—and just 45 minutes to Siesta Key Beach, ranked the No. 1 beach in the USA. • Community amenities include sidewalks, parks, boat ramp, picnic areas, a linear walkway, and a playground; plus, miles of canals and waterways for kayaking, paddle boarding, and fishing • Rapidly expanding Gulf Coast community with no required HOA fees and limited multifamily lots remaining. Build-ready duplex lot in desirable South Gulf Cove with city water & sewer already in place. A county-approved duplex plan is available, plus an optional turnkey build package for buyers seeking a faster, easier path to construction. Completed duplex models and active construction sites are available to preview. A flexible layout supports owner-occupancy on one side with rental income from the second unit, or full investment use. South Gulf Cove features no required HOA fees, public sidewalks, parks, a boat ramp, picnic areas, a linear walkway, and a playground. Residents also enjoy access to miles of canals and waterways for kayaking, paddle boarding, and fishing, along with proximity to multiple golf courses. Minutes to Englewood Beach, Boca Grande, and only 45 minutes to Siesta Key Beach—ranked No. 1 in the USA. With limited multifamily zoned land remaining in the area, this lot provides a rare chance to secure a ready to build investment property in a high growth coastal market.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Water access
- Gulf/Ocean
- Flood zone
- AE
- Annual taxes
- $841/yr
- Listed
- Apr 26, 2026
- MLS #
- O6402353
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9172 AGATE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$472
$202 of that is principal & interest. 57% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $202
- Property taxes
- $70
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $472
Over the life of the loan
- Loan amount
- $31,920
- Down payment
- $7,980
- Total interest
- $40,712
- Principal + interest paid
- $72,632
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9172 Agate St, Port Charlotte, FL 33981
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6402353 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $50,000. Free, and you can stop any time.
