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Lasbury Tracy Realty Inc
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$687,000

Active

15408 Lakeland Cir, Port Charlotte, FL 33981

4 beds · 3 baths · 2,350 sq ft

Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585

Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6422181

97 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront homesite
  • stem-wall construction
  • saltwater canal
  • boating access
  • private pool
  • 3-car garage
  • deed-restricted community

AI-selected highlights from the listing description below.

Under Construction. Build your Florida dream home without the delays and uncertainty of starting from scratch! This exceptional waterfront homesite in the highly sought-after South Gulf Cove community offers a rare opportunity to step into a project that is already well underway. Stem-wall construction has already begun, providing a significant head start toward your new home. Key milestones have been completed, including the lot clearing, elevation certificate, and required inspections, helping save valuable time in the building process. The sale includes architectural plans, approved permits, and transferable approvals, along with an approved builder already attached to the project, ensuring a seamless transition to the new owner. You also have the flexibility to choose and transfer the project to your preferred trusted builder, if desired. The included home design features an impressive approximately 2,350 sq. ft. of living area (3,455 sq. ft. total under roof) with 4 bedrooms, 3 bathrooms, a 3-car garage, and a private pool, a thoughtfully designed floor plan perfect for Florida waterfront living. Situated on a saltwater canal, this property offers boating access to the Gulf of Mexico through South Gulf Cove's lock system, leading to the Myakka River, Charlotte Harbor, and beyond. South Gulf Cove is a deed-restricted waterfront community with public water and sewer and a voluntary HOA. Enjoy a prime location close to shopping, restaurants, golf courses, full-service marinas, beautiful Gulf beaches, and some of Southwest Florida's finest boating and world-class fishing. Whether you're looking for a luxury primary residence, seasonal retreat, or a smart long-term investment, this is an outstanding opportunity to own a premium waterfront lot with construction already in progress and the hard work already done. Start building your dream sooner and enjoy the best of Florida waterfront living. Buyer and Buyer's Agent are responsible for verifying all information deemed important, including but not limited to lot dimensions, measurements, square footage, zoning, taxes, permits, approvals, utility availability, HOA information, and any other facts or conditions related to the property. All information is believed to be accurate but is not guaranteed. Please conduct your own due diligence. Contact the listing agent with any questions.

Facts

Property type
Single Family Residence
Year built
2026
Bathrooms
3 full
Living area
2,350 sqft
Lot size
0.23 acres
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,456/yr
Listed
Jul 19, 2026
MLS #
O6422181

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 15408 LAKELAND CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,168

$3,474 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,474
Property taxes
$121
Homeowners insurance
$573
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,168

Over the life of the loan

Loan amount
$549,600
Down payment
$137,400
Total interest
$700,985
Principal + interest paid
$1,250,585
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15408 Lakeland Cir, Port Charlotte, FL 33981

Listing courtesy of TALENT REALTY SOLUTIONS · MLS# O6422181 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]