$639,000
Active15564 Ruston Cir, Port Charlotte, FL 33981
3 beds Β· 2.5 baths Β· 1,839 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# A4697121
135 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gulf access waterfront
- Zephyr waterway canal
- Heated saltwater pool
- Water views
- Covered boat lift
- New tile roof
- New HVAC
- Hurricane protection windows
AI-selected highlights from the listing description below.
Welcome to 15564 Ruston Circle in Port Charlotte, Florida! Boasting a new HVAC. This exquisite waterfront home is a boater's dream, offering Gulf access to open waters within minutes. Situated on the wide Zephyr waterway canal in the highly sought-after community of South Gulf Cove, this property boasts an enviable location for avid boaters. Recent upgrades include a brand-new tile roof, ensuring lasting quality and value. As you step inside this furnished abode, you'll be greeted by large pocket sliders that lead to a heated saltwater pool with stunning water viewsβa perfect setting for morning coffees and evening swims while enjoying breathtaking sunsets. The interior features ceramic tile throughout and luxury vinyl in all bedrooms. The master bedroom offers water views, a walk-in closet, and a separate slider to the lanai. The kitchen is equipped with stainless steel appliances, granite countertops, and direct access to all living spaces for easy entertaining. For boating enthusiasts, there's a covered boat lift (10,000 lb) for hassle-free access to the Gulf of Mexico's fishing opportunities. Additional features include hurricane protection for most windows and city water and sewer services. Beyond your doorstep, enjoy the pristine beaches of Boca Grande and Englewood, golfing, dining, shopping, and outdoor activities. Conveniently located near Punta Gorda, Fort Myers, and Sarasota airports, this home offers a chance to live in paradise on the widest canal in South Gulf Cove, with only one bridge out to the lagoon. Don't miss the opportunity to make this your dream waterfront retreat! Ask your agent for a link to the matterport rendering that is a interactive 3D dollhouse version of the house that the MLS does not want us to put in the public remarks although you can ask your agent for a link to it.
Facts
- Property type
- Single Family Residence
- Year built
- 1993
- Bathrooms
- 2 full, 1 half
- Living area
- 1,839 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,301/yr
- Listed
- Jun 15, 2026
- MLS #
- A4697121
Virtual tour
- Matterport 3-D tourmy.matterport.com
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 15564 RUSTON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,539
$3,231 of that is principal & interest. 29% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,231
- Property taxes
- $775
- Homeowners insurance
- $533
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,539
Over the life of the loan
- Loan amount
- $511,200
- Down payment
- $127,800
- Total interest
- $652,007
- Principal + interest paid
- $1,163,207
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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15564 Ruston Cir, Port Charlotte, FL 33981
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# A4697121 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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