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Lasbury Tracy Realty Inc
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$640,000

Active

4026 Yucatan Cir, Port Charlotte, FL 33948

3 beds · 2.5 baths · 1,516 sq ft

Listing courtesy of HOME TOWN REALTY, INC. · MLS# TB8313258

737 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront location
  • private dock
  • boat lift
  • swimming pool
  • direct water access

AI-selected highlights from the listing description below.

Pre-Construction. To be built. Stunning Waterfront Home with Pool, Dock, and Boat Lift. Welcome to your waterfront paradise! This beautifully updated 3-bedroom, 2-bathroom home offers an incredible lifestyle with direct access to the water. Nestled in a serene neighborhood, this property features a stunning pool, private dock, and boat lift, making it a perfect retreat for boating enthusiasts and families alike. Experience waterfront living at its finest with your private dock and boat lift, ideal for keeping your boat ready for weekend adventures on the water. Enjoy fishing, kayaking, or simply relaxing by the shore.

Facts

Property type
Single Family Residence
Year built
2025
Bathrooms
2 full, 1 half
Living area
1,516 sqft
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
North
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,776/yr
Listed
Oct 21, 2024
MLS #
TB8313258

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4026 YUCATAN CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,918

$3,236 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,236
Property taxes
$148
Homeowners insurance
$533
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,918

Over the life of the loan

Loan amount
$512,000
Down payment
$128,000
Total interest
$653,028
Principal + interest paid
$1,165,028
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4026 Yucatan Cir, Port Charlotte, FL 33948

Listing courtesy of HOME TOWN REALTY, INC. · MLS# TB8313258 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]