$675,000
Pending15610 Seafoam Cir, Port Charlotte, FL 33981
3 beds Β· 2.5 baths Β· 2,036 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6147127
134 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
A significant $50,000 REDUCTION positions this home as one of the best waterfront values in SOUTH GULF COVE. Updated pricing brings expanded buyer reach and a compelling opportunity for those seeking quality construction, boating access, and a move in ready Florida lifestyle. Location, lifestyle, and the perfect place to call home β welcome to SOUTH GULF COVE, one of Port Charlotteβs most desirable boating communities. This beautifully designed waterfront home immediately impresses with WIDE OPEN VIEWS OF THE LANAI AND CANAL, showcased through ZERO CORNER SLIDERS that disappear to blend indoor and outdoor living. The great room makes a striking first impression with a COFFERED CEILING TRIMMED IN CROWN MOLDING, and the adjoining dining area creates an elegant setting for gatherings. The kitchen is both functional and refined, offering TRUE FULL WOOD CABINETS, GRANITE COUNTERS, STAINLESS APPLIANCES, a WALK IN PANTRY, and an OVERSIZED BREAKFAST BAR ideal for prep and serving. Just off the kitchen, the spacious dinette β currently styled as a bonus sitting room β adds wonderful flexibility. Whether you prefer a cozy reading nook, office space, second conversation area, or traditional dining space, this multi function room adapts beautifully to your lifestyle while capturing peaceful water views. The primary suite is a retreat of its own with TWO OVERSIZED WALK IN CLOSETS and a SPA INSPIRED ENSUITE featuring a WALK THROUGH SHOWER WITH DUAL RAINHEADS. The guest bedrooms are positioned in their own private wing and share a FULL GUEST BATHROOM, making this split plan ideal for hosting family and friends. Step outside to your private Florida oasis. The SALTWATER HEATED POOL, MULTICOLOR LED LIGHTING, and LARGE SCREENED LANAI set the stage for relaxation and entertaining. A DESIGNATED POOL BATH adds convenience for outdoor living. The FENCED BACKYARD keeps your pup safe, while the CONCRETE SEAWALL, DOCK, 10K BOAT LIFT, and SIDE WALKWAY make boating days effortless. Youβll love the friendly neighbors and the unbeatable access to Charlotte Harbor and the Gulf. Practical features elevate peace of mind: β’ EXTENDED GARAGE WITH WORKSHOP SPACE and remote control roll down bug screen β’ IMPACT GLASS plus additional storm panels for the sliders β’ ELECTRIC ROLL DOWN HURRICANE SHUTTERS on front and rear β’ WIRED SURGE PROTECTION β’ NEW ROOF (2023) β’ NEW SALTWATER GENERATOR (2025) β’ FRESH INTERIOR AND EXTERIOR PAINT This home blends craftsmanship, comfort, and coastal living in a community known for its waterways and welcoming atmosphere. Whether youβre entertaining, boating, or simply enjoying the view, this property delivers the full Florida experience.
Facts
- Property type
- Single Family Residence
- Year built
- 2018
- Bathrooms
- 2 full, 1 half
- Living area
- 2,036 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,195/yr
- Monthly fees
- $10/mo
- Listed
- Apr 23, 2026
- MLS #
- D6147127
Price & status history
- Listed for $750,000
- Price reduced to $675,000from $725,000
- Status changed to Pending
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 15610 SEAFOAM CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,669
$3,413 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,413
- Property taxes
- $683
- Homeowners insurance
- $563
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,669
Over the life of the loan
- Loan amount
- $540,000
- Down payment
- $135,000
- Total interest
- $688,740
- Principal + interest paid
- $1,228,740
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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15610 Seafoam Cir, Port Charlotte, FL 33981
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6147127 Β· Pending
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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