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$675,000

Pending

15610 Seafoam Cir, Port Charlotte, FL 33981

3 beds Β· 2.5 baths Β· 2,036 sq ft

Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6147127

134 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

A significant $50,000 REDUCTION positions this home as one of the best waterfront values in SOUTH GULF COVE. Updated pricing brings expanded buyer reach and a compelling opportunity for those seeking quality construction, boating access, and a move in ready Florida lifestyle. Location, lifestyle, and the perfect place to call home β€” welcome to SOUTH GULF COVE, one of Port Charlotte’s most desirable boating communities. This beautifully designed waterfront home immediately impresses with WIDE OPEN VIEWS OF THE LANAI AND CANAL, showcased through ZERO CORNER SLIDERS that disappear to blend indoor and outdoor living. The great room makes a striking first impression with a COFFERED CEILING TRIMMED IN CROWN MOLDING, and the adjoining dining area creates an elegant setting for gatherings. The kitchen is both functional and refined, offering TRUE FULL WOOD CABINETS, GRANITE COUNTERS, STAINLESS APPLIANCES, a WALK IN PANTRY, and an OVERSIZED BREAKFAST BAR ideal for prep and serving. Just off the kitchen, the spacious dinette β€” currently styled as a bonus sitting room β€” adds wonderful flexibility. Whether you prefer a cozy reading nook, office space, second conversation area, or traditional dining space, this multi function room adapts beautifully to your lifestyle while capturing peaceful water views. The primary suite is a retreat of its own with TWO OVERSIZED WALK IN CLOSETS and a SPA INSPIRED ENSUITE featuring a WALK THROUGH SHOWER WITH DUAL RAINHEADS. The guest bedrooms are positioned in their own private wing and share a FULL GUEST BATHROOM, making this split plan ideal for hosting family and friends. Step outside to your private Florida oasis. The SALTWATER HEATED POOL, MULTICOLOR LED LIGHTING, and LARGE SCREENED LANAI set the stage for relaxation and entertaining. A DESIGNATED POOL BATH adds convenience for outdoor living. The FENCED BACKYARD keeps your pup safe, while the CONCRETE SEAWALL, DOCK, 10K BOAT LIFT, and SIDE WALKWAY make boating days effortless. You’ll love the friendly neighbors and the unbeatable access to Charlotte Harbor and the Gulf. Practical features elevate peace of mind: β€’ EXTENDED GARAGE WITH WORKSHOP SPACE and remote control roll down bug screen β€’ IMPACT GLASS plus additional storm panels for the sliders β€’ ELECTRIC ROLL DOWN HURRICANE SHUTTERS on front and rear β€’ WIRED SURGE PROTECTION β€’ NEW ROOF (2023) β€’ NEW SALTWATER GENERATOR (2025) β€’ FRESH INTERIOR AND EXTERIOR PAINT This home blends craftsmanship, comfort, and coastal living in a community known for its waterways and welcoming atmosphere. Whether you’re entertaining, boating, or simply enjoying the view, this property delivers the full Florida experience.

Facts

Property type
Single Family Residence
Year built
2018
Bathrooms
2 full, 1 half
Living area
2,036 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Gulf/Ocean to Bay
Water view
Yes
Private pool
Yes
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$8,195/yr
Monthly fees
$10/mo
Listed
Apr 23, 2026
MLS #
D6147127

Price & status history

  1. Listed for $750,000
  2. Price reduced to $675,000from $725,000
  3. Status changed to Pending

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 15610 SEAFOAM CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,669

$3,413 of that is principal & interest. 27% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,413
Property taxes
$683
Homeowners insurance
$563
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$4,669

Over the life of the loan

Loan amount
$540,000
Down payment
$135,000
Total interest
$688,740
Principal + interest paid
$1,228,740
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15610 Seafoam Cir, Port Charlotte, FL 33981

Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6147127 Β· Pending

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]