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$560,000

Active

15738 Applewhite Cir, Port Charlotte, FL 33981

3 beds · 2 baths · 1,610 sq ft

Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6147500

149 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront location
  • private composite dock
  • south-facing lanai
  • panoramic screening
  • water views
  • fire pit
  • boating access

AI-selected highlights from the listing description below.

Location, lifestyle, and waterfront living come together beautifully in one of South Gulf Cove’s most sought-after waterfront communities. Perfectly positioned for the boating enthusiast, this gorgeous 3 bedroom, 2 bathroom home offers a short ride to open water with only one bridge along the way. Inside, you’ll find a bright, inviting layout with plank tile flooring, granite countertops throughout, stainless steel appliances, a beautiful kitchen backsplash, insulated double-pane windows, and a clean coastal feel throughout. The home is beautifully maintained and move-in ready, giving you the chance to start enjoying the waterfront lifestyle right away. The modern tiled bathrooms add to the home’s polished appeal, with the main bathroom featuring dual sinks and a walk-in tiled shower. A dedicated laundry room with a utility sink adds everyday convenience. Step outside to the spacious south-facing lanai with panoramic screening, where you can relax, entertain, and take in peaceful water views all year long. Beyond the lanai, your outdoor paradise continues with a pavered patio, fire pit, and walkway leading to your private composite dock complete with water, electric, and lights. While this home does not currently have a pool, that gives you the opportunity to create the custom pool and outdoor living space you’ve always wanted. Enjoy the home, dock, and waterfront setting now, then design your dream pool when the time is right. Close to some of the best fishing in Southwest Florida, boating, golf, and just a short drive to the beautiful Gulf Coast beaches, this property offers an incredible opportunity to own affordable waterfront in a prime South Gulf Cove location. Don’t miss your chance to get on the water now and make this beautiful home your own.

Facts

Property type
Single Family Residence
Year built
2016
Bathrooms
2 full
Living area
1,610 sqft
Lot size
0.23 acres
Waterfront
Yes · 80 ft
Water access
Bay/Harbor, Beach - Access Deeded, Brackish Water, Canal - Brackish, Gulf/Ocean, Intracoastal Waterway, Marina, River
Water view
Yes
Private pool
No
Exposure
North
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$6,831/yr
Monthly fees
$10/mo
Listed
Jun 1, 2026
MLS #
D6147500

Price & status history

  1. Listed for $575,000
  2. Price reduced to $560,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 15738 APPLEWHITE CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,878

$2,832 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,832
Property taxes
$569
Homeowners insurance
$467
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$3,878

Over the life of the loan

Loan amount
$448,000
Down payment
$112,000
Total interest
$571,399
Principal + interest paid
$1,019,399
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15738 Applewhite Cir, Port Charlotte, FL 33981

Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6147500 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]