$555,000
Active3522 Fox Ter, Port Charlotte, FL 33981
3 beds · 2 baths · 1,899 sq ft
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7517756
348 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Brand new seawall
- 56 feet waterfront
- Myakka River proximity
- Pie-shaped lot
- Screened lanai
- Pool home
- No flooding history
- Water views
AI-selected highlights from the listing description below.
BRAND NEW SEAWALL JUST COMPLETED. Welcome to a rare slice of WATERFRONT luxury in the highly desired GULF COVE area, an impeccably maintained 3-bedroom, 2-bathroom POOL HOME situated on stunning OVERSIZED 0.44 ACRE pie-shaped lot. With nearly 56 FEET OF SERENE WATERFRONT and located just feet from the Myakka River, this residence offers the ultimate blend of elegance, privacy, and true Florida coastal living. From the moment you arrive, the home’s pristine condition and thoughtful upgrades stand out. A NEW ROOF (2018), A/C SYSTEM (2016), and WATER HEATER (2016) provide peace of mind, while the home’s elevated positioning and smart site design have contributed to NO FLOODING HISTORY. Inside, the 2018 FULL KITCHEN RENOVATION showcases beautiful cabinetry, modern finishes, and an effortless flow into the main living spaces. NEW FLOORING (2018) carries you throughout the home, adding warmth, style, and continuity. Expansive windows and sliders maximize natural light and frame gorgeous water views from multiple angles. The split-bedroom layout ensures comfort and privacy, while the spacious primary suite enhances the luxury feel with tranquil pool and canal vistas. Step outside to your own private oasis, the sparkling pool is the centerpiece of the outdoor living area, surrounded by a generous screened lanai perfect for relaxing, dining, and entertaining. With an oversized lot, the property delivers exceptional outdoor space rarely found in the community ideal for gardening, extensions, or simply enjoying the added privacy and wide waterfront panorama. Situated just MOMENTS FROM OPEN WATER, boating and recreation opportunities are endless, and you're only a short drive from shopping, dining, golf courses, and Gulf beaches. Yet the peacefulness of this quiet, established neighborhood makes it feel worlds away. Beautifully updated, meticulously cared for, and positioned on one of the most unique waterfront settings in Port Charlotte, this home is a standout opportunity for those seeking luxury, comfort, and exceptional lifestyle living.
Facts
- Property type
- Single Family Residence
- Year built
- 1988
- Bathrooms
- 2 full
- Living area
- 1,899 sqft
- Lot size
- 0.44 acres
- Waterfront
- Yes · 56 ft
- Water access
- Canal - Saltwater, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,673/yr
- Listed
- Nov 14, 2025
- MLS #
- C7517756
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3522 FOX TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,158
$2,806 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,806
- Property taxes
- $889
- Homeowners insurance
- $463
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,158
Over the life of the loan
- Loan amount
- $444,000
- Down payment
- $111,000
- Total interest
- $566,298
- Principal + interest paid
- $1,010,298
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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3522 Fox Ter, Port Charlotte, FL 33981
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7517756 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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