$999,000
Active16168 la Barge Cir, Port Charlotte, FL 33981
4 beds · 2 baths · 1,973 sq ft
Listing courtesy of CHARLES RUTENBERG REALTY INC · MLS# TB8464083
272 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Direct lagoon-front
- Sailboat access
- Unobstructed water views
- Heated saltwater pool
- Hot tub
- Composite dock
- Above floodplain
- Private dog run
AI-selected highlights from the listing description below.
Direct lagoon-front living with sweeping, unobstructed water views and true sailboat access—no speed restrictions to the Gulf. With no homes across the water, enjoy rare privacy and expansive open-water views. This home has been extensively updated with quality improvements throughout, including a new roof (2025), new AC (2026), new hot water heater(2025), fresh interior and exterior paint creating a coastal-modern feel. Vaulted ceilings, expansive porcelain tile flooring, and quartz countertops define the light-filled interior, while the primary suite is a standout retreat featuring three walk-in closets, including a dedicated shoe closet. Outdoor living shines, featuring a heated saltwater pool, brand-new rubber-coated pool deck, 6-person hot tub, and outdoor shower, framed by maintenance-free artificial turf and a private dog run. The composite dock offers lasting durability and low maintenance, providing effortless access to open water for boaters. An oversized two-car garage offers generous overhead storage. The home has never flooded and sits above the floodplain. A rare, turnkey waterfront offering—see attached for the complete list of improvements.
Facts
- Property type
- Single Family Residence
- Year built
- 2014
- Bathrooms
- 2 full
- Living area
- 1,973 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 87 ft
- Water access
- Bay/Harbor, Brackish Water, Gulf/Ocean, Lagoon, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,074/yr
- Monthly fees
- $8/mo
- Listed
- Jan 29, 2026
- MLS #
- TB8464083
Price & status history
- Listed for $1,195,000
- Price reduced to $999,000from $1,025,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 16168 LA BARGE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,565
$5,051 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,051
- Property taxes
- $673
- Homeowners insurance
- $833
- Flood insurance
- $0
- HOA / condo fees
- $8
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,565
Over the life of the loan
- Loan amount
- $799,200
- Down payment
- $199,800
- Total interest
- $1,019,336
- Principal + interest paid
- $1,818,536
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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16168 la Barge Cir, Port Charlotte, FL 33981
Listing courtesy of CHARLES RUTENBERG REALTY INC · MLS# TB8464083 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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