$999,900
Active8050 Tracy Cir, Port Charlotte, FL 33981
3 beds Β· 2.5 baths Β· 2,632 sq ft
Listing courtesy of PARADISE EXCLUSIVE INC Β· MLS# D6147172
187 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- 182 feet seawall
- 10,000 lb boat lift
- 29' canopy cover
- detached 24x48 garage
- saltwater pool with heater
- 8 security cameras
- reverse osmosis system
- accordion storm shutters
AI-selected highlights from the listing description below.
WOW, this home has it all! Exceptional waterfront living in the highly sought-after waterfront community of South Gulf Cove on 2 lots with 182 feet of seawall, plus an additional 153x85x140 ft. lot across the street with its own fire pit area. This beautifully maintained property offers 3 bedrooms, 2 bathrooms, plus a pool bath, along with an impressive blend of indoor comfort, outdoor living, boating amenities, and incredible garage and storage space. From the moment you arrive, youβll notice the screened front entry, electric roll-down front door closure, and lush mature landscaping surrounding this meticulously manicured property. Inside, the home showcases beautiful architectural details throughout, including chair rail in the dining area, a tray ceiling in the primary bedroom, and under-vanity lighting in the primary bath. The kitchen features granite countertops, a custom bar to match, and a custom-built pantry. This home is loaded with upgrades, including 3-zone HVAC controls, ADT alarm on both the house and detached garage, 8 security cameras with recorder and TV, Manabloc plumbing, water softener, and a 5-stage reverse osmosis system plumbed to the refrigerator and laundry tub. Additional features include pull-down attic storage with plywood flooring, 8-zone irrigation, two drilled wells for lawn watering, upgraded St. Augustine grass, Regency ceiling fans, and accordion storm shutters with additional acrylic panels for select windows. The outdoor space is just as impressive. Enjoy the pool with a new saltwater chlorinator system and pool heater replaced in 2024, added pool closet storage with shelving is a bonus, 2 outdoor Bose speakers, and 6 interior speakers powered by a Yamaha sound system. A paver walkway leads to the 7x30 cement dock, with additional paver access along the right side of the home from front to back. Boaters will love the 10,000 lb boat lift, 29' canopy cover, and 24' aluminum walk plank. Boat will convey with sale if Buyers choose. Car lovers, hobbyists, and anyone needing serious storage will appreciate the attached double garage, plus a single garage ideal for a craft room, workshop, hobby space, fitness area, or flex space. The standout feature is the detached 24x48 garage with an 18x10 overhead door, wired for a generator and perfect for a car collection, boat storage, RV or trailer storage, workshop, business equipment, or recreational gear. Located in one of Charlotte Countyβs most desirable waterfront communities, South Gulf Cove is a boaterβs dream with 55 miles of canals, a short ride to the Zephyr Waterway and one bridge to open water. Convenient to boating, fishing, Gulf beaches, golf courses, dining, and more, this property offers the ultimate Florida lifestyle. Pride of ownership shines throughout, and with most furnishings and features already in place, this home is nearly turnkey with only a few excluded items. Opportunities like this are rare. With exceptional waterfront access, extensive garage space, premium upgrades, and beautifully maintained grounds, this is truly one of South Gulf Coveβs standout properties.
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Bathrooms
- 2 full, 1 half
- Living area
- 2,632 sqft
- Lot size
- 0.69 acres
- Waterfront
- Yes Β· 182 ft
- Water access
- Bay/Harbor, Beach, Canal - Brackish, Gulf/Ocean, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,131/yr
- Monthly fees
- $10/mo
- Listed
- Apr 24, 2026
- MLS #
- D6147172
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 8050 TRACY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$6,577
$5,056 of that is principal & interest. 23% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,056
- Property taxes
- $678
- Homeowners insurance
- $833
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,577
Over the life of the loan
- Loan amount
- $799,920
- Down payment
- $199,980
- Total interest
- $1,020,254
- Principal + interest paid
- $1,820,174
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8050 Tracy Cir, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE INC Β· MLS# D6147172 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 3 bedrooms up to $1,250,000. Free, and you can stop any time.



