$419,900
ActivePrice drops, under contract and the sold price, by email.181 Ferdon Cir, Port Charlotte, FL 33954
4 beds · 3 baths · 2,093 sq ft
Listing courtesy of VOLKE REAL ESTATE LLC · MLS# O6456890
Listed today7 views this week
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Light-filled, brand-new, and built with the details buyers notice. 181 Ferdon Circle is a Mint Homes residence offering 4 bedrooms, 3 bathrooms, and 2,067 square feet of living space on a 0.23-acre lot. The main living area features 11-foot ceilings, oversized impact-resistant windows, and large sliding glass doors that keep the space bright and open. The kitchen centers on a 10-foot island with waterfall countertops, stainless steel appliances, and a walk-in pantry, with plenty of room for a quick breakfast or a house full of guests. The primary suite offers a walk-in closet, double vanities, and a spacious double shower. A separate laundry room with a utility sink adds everyday convenience. A standout feature is the in-law suite with kitchenette, accessed from the rear of the home and set apart from the main living areas, giving guests or extended stays a space of their own. Outside, enjoy a summer kitchen and automatic irrigation. Practical details: 2-car garage, no HOA, Flood Zone X, and a private well with whole-home water filtration and septic system, eliminating monthly municipal water and sewer bills. Never occupied and move-in ready, this beautiful home includes a one-year limited builder warranty for added peace of mind. Property is being offered AS IS.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 3 full
- Living area
- 2,093 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $505/yr
- Listed
- Nov 11, 2026
- MLS #
- O6456890
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 181 FERDON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,515
$2,123 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,123
- Property taxes
- $42
- Homeowners insurance
- $350
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,515
Over the life of the loan
- Loan amount
- $335,920
- Down payment
- $83,980
- Total interest
- $428,447
- Principal + interest paid
- $764,367
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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181 Ferdon Cir, Port Charlotte, FL 33954
Listing courtesy of VOLKE REAL ESTATE LLC · MLS# O6456890 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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