$319,900
Active18158 Charter Ave, Port Charlotte, FL 33954
3 beds · 2 baths · 1,552 sq ft
Listing courtesy of FLORIDA HIGHLANDS REALTY · MLS# C7529568
76 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- three-car garage
- storm panels
- 500-gallon water-storage tank
- generator outlet
- Flood Zone X
- no HOA restrictions
AI-selected highlights from the listing description below.
Welcome to this 3 Bedroom, 2 Bath, Alexander floor plan thoughtfully designed for comfortable everyday living and effortless entertaining. A covered entry opens to a welcoming foyer that leads into the spacious Great Room. The open-concept kitchen overlooks the main living area, while a separate dining room and a flexible living room—currently used as a home office—provide additional space to suit your needs. The private Primary Suite features generous space, a well-appointed en-suite bathroom and walk-in closet. Two comfortable guest bedrooms are located on the opposite side of the home and share a full bathroom, offering privacy and convenience for family and guests. Additional features include an attached three-car garage with plenty of driveway parking, direct access to the laundry room, storm panels, a whole-house water-treatment system with a 500-gallon water-storage tank, and a generator outlet with manual transfer lockout. The property is in Flood Zone X, which requires no additional insurance and has NO HOA restrictions, providing added flexibility and freedom. Enjoy a peaceful country setting while remaining close to area conveniences. Shopping and dining are approximately 1.9 miles away, Tampa Bay Rays Spring Training is approximately 3.9 miles away, Wellen Park and the Atlanta Braves Spring Training facility are approximately 12.9 miles away, and Port Charlotte Beach Park is approximately 6.8 miles away. Offering a desirable combination of space, functionality, durability, and location, this inviting home is ready to complement your Florida lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,552 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,563/yr
- Listed
- Aug 13, 2026
- MLS #
- C7529568
Price & status history
- Listed for $324,900
- Price reduced to $319,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18158 CHARTER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,098
$1,618 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,618
- Property taxes
- $214
- Homeowners insurance
- $267
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,098
Over the life of the loan
- Loan amount
- $255,920
- Down payment
- $63,980
- Total interest
- $326,412
- Principal + interest paid
- $582,332
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18158 Charter Ave, Port Charlotte, FL 33954
Listing courtesy of FLORIDA HIGHLANDS REALTY · MLS# C7529568 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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