$319,900
Active557 Reading St NW, Port Charlotte, FL 33952
3 beds · 2 baths · 1,624 sq ft
Listing courtesy of TNG REAL ESTATE · MLS# A4657941
477 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- No HOA fees
- 1/3 acre lot
- RV and boat parking
- Heated pool
- Paver deck and lanai
- New roof 2024
- Large storage shed
- City water and sewer
AI-selected highlights from the listing description below.
GREAT OPPORTUNITY AND PRICED TO SELL WITH NO HOA FEES!!!! Park your business vehicles, RV, or boat. Need to build an in-law suite/cottage? 1/3 acre with lots of room to build. This move-in ready 3 bedroom, 2 bath with oversized lot has MANY POSSIBILITIES!!! The master bedroom is spacious with a large walk in shower. The split floor plan has two bedrooms on the opposite end of the home and a separate bathroom. The kitchen features wood cabinets, granite countertops and stainless steel appliances . There's even a pass through serving window to the lanai from the kitchen. Professionally cleaned and freshly painted interior, it is ready for a new owner. NEW ROOF AND HEATED POOL/paver deck/lanai and cage installed in 2024. NEW PVC fence (single and double gate entry) to let your pets roam free. There is a large storage shed for yard equipment or use as a workshop. The garage has been divided with a laundry room and separate storage. It can be easily converted back into a single car garage. No hassle with a well or septic maintenance. This home is on both city water and sewer. There is a combination of Storm Impact glass windows and galvanized hurricane panels for the home. Come check out this double lot property with close access to everyday needs. Nearby access to public boat ramps. Schedule your showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1964
- Bathrooms
- 2 full
- Living area
- 1,624 sqft
- Lot size
- 0.34 acres
- Private pool
- Yes
- Exposure
- West
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,750/yr
- Listed
- Jul 8, 2025
- MLS #
- A4657941
Price & status history
- Listed for $380,000
- Price reduced to $319,900from $324,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 557 READING ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,280
$1,618 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,618
- Property taxes
- $396
- Homeowners insurance
- $267
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,280
Over the life of the loan
- Loan amount
- $255,920
- Down payment
- $63,980
- Total interest
- $326,412
- Principal + interest paid
- $582,332
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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557 Reading St NW, Port Charlotte, FL 33952
Listing courtesy of TNG REAL ESTATE · MLS# A4657941 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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