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Lasbury Tracy Realty Inc
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$237,500

Active

18651 Ashcroft Cir, Port Charlotte, FL 33948

3 beds Β· 2 baths Β· 1,284 sq ft

Listing courtesy of LOKATION Β· MLS# C7532823

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to this remodeled home in a desirable area with NO HOA, at an affordable price. This three bedroom, two full bath home with a bonus room is ready for your enjoyment and lifestyle. This neighborhood is conveniently located, yet still removed just enough for peace and quiet. You will find all you daily necessities like grocers, shopping and medical services within a 15 minute drive. Two boat ramps within a 10 minute drive. Parks, dining and entertainment within a 15 minute drive. On the exterior, the home offers character with modern touches. The newly installed roof and impact windows will protect for years to come. You can pull into the driveway for two cars plus a one car garage with automatic door opener. The garage can be used as storage or to keep your toys. The yard if completely fenced with lots of mature trees for shade. You have lots more storage with-in the two sheds in the yard. The sheds are also wired with electrical outlets and one has a panel and AC. The best part is the huge screened in lanai. The lanai offers shade all day to enjoy your coffee in the morning and a drink in the evening. The lanai also has a hook up for a hot tub. In the interior, a semi open split floor plan features porcelain tile throughout. As you walk into the house, you have plenty of natural light welcoming you to the living room and dining room combo. The large kitchen has been updated and offers lots of cabinet space, recessed lighting, granite countertops and stainless steel appliances. The large granite counter top has space for six high-top chairs that can be used as a breakfast bar. The hallway bath has been completed gutted and remodeled. The master offers a larger built-in closet and on-suite. The on-suite is spacious with a walk-in shower. The bonus room off the dining area can be used as an office, separate dining area, reading area or whatever you desire. For added peace of mind, this home comes with a one year home warranty! Come see your potential next home today. Seller financing available.

Facts

Property type
Single Family Residence
Year built
1978
Bathrooms
2 full
Living area
1,284 sqft
Lot size
0.23 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,023/yr
Listed
Nov 2, 2026
MLS #
C7532823

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 18651 ASHCROFT CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,736

$1,201 of that is principal & interest. 31% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,201
Property taxes
$335
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,736

Over the life of the loan

Loan amount
$190,000
Down payment
$47,500
Total interest
$242,335
Principal + interest paid
$432,335
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

18651 Ashcroft Cir, Port Charlotte, FL 33948

Listing courtesy of LOKATION Β· MLS# C7532823 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Tue, Nov 3 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 2, 2026, 4:11 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]