$99,900
Active189 Poinsettia Cir NE, Port Charlotte, FL 33952
0.22 acre lot
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6142765
267 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 75' waterfrontage
- existing dock
- boating access
- city water and sewer
- no HOA
- no CDD fees
AI-selected highlights from the listing description below.
Build your dream waterfront retreat in the heart of Port Charlotte! This vacant residential waterfront parcel offers 75’ of waterfrontage complete with an existing dock, providing quick and easy boating access just minutes from Charlotte Harbor and the open waters beyond. Ideally located a short drive to the Sunseeker Resort and Charlotte Sports Park, home of the Tampa Bay Rays’ spring training, this property blends a relaxed coastal lifestyle with nearby dining, entertainment, and year-round activities. Enjoy peace of mind with city water and sewer already available, no HOA, and no CDD fees, giving you flexibility and freedom to build when and how you choose. Whether you’re envisioning a full-time residence, vacation getaway, or investment opportunity, this waterfront lot delivers the location, infrastructure, and boating lifestyle today’s buyers are searching for. Don’t miss this rare opportunity to own prime waterfront property in one of Southwest Florida’s most desirable and rapidly growing areas.
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 75 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean
- Water view
- Yes
- Exposure
- North
- Flood zone
- AE
- Annual taxes
- $1,433/yr
- Listed
- Feb 3, 2026
- MLS #
- N6142765
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 189 POINSETTIA CIR NE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$825
$505 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $505
- Property taxes
- $119
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $825
Over the life of the loan
- Loan amount
- $79,920
- Down payment
- $19,980
- Total interest
- $101,934
- Principal + interest paid
- $181,854
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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189 Poinsettia Cir NE, Port Charlotte, FL 33952
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# N6142765 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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