$205,000
Active19310 Water Oak Dr #103, Port Charlotte, FL 33948
2 beds · 2 baths · 1,227 sq ft
Listing courtesy of ENGEL & VOELKERS VENICE DOWNTOWN · MLS# C7518825
316 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- wine rack
- dual sinks
- walk-in closet
- screened lanai
- wooded view
- in-unit laundry
- heated pool
- pickleball courts
AI-selected highlights from the listing description below.
Enjoy easy Florida living in this well-kept 2-bedroom, 2-bath condo in Heritage Oak Park, known for reasonable HOA fees and great community amenities. Inside, the home features all tile flooring, an adorable kitchen with Corian counters and added cabinetry at the bar with a wine rack. The primary suite offers dual sinks, a walk-in closet, a tiled shower, and lanai access. The guest bath includes a tile shower and tub. A/C was installed in 2020. Relax on the tiled, screened lanai with a wooded view, and enjoy a friendly community in the heart of Port Charlotte. Additional highlights include a covered carport, private storage, guest parking, and in-unit laundry. Heritage Oak Park offers resort-style amenities, including a heated pool, clubhouse, fitness center, pickleball, tennis, walking trails, and a fishing pond in a golf-cart-friendly setting.
Facts
- Property type
- Condominium
- Year built
- 2001
- Bathrooms
- 2 full
- Living area
- 1,227 sqft
- Lot size
- 0.03 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $3,279/yr
- Monthly fees
- $308/mo
- Listed
- Dec 12, 2025
- MLS #
- C7518825
Price & status history
- Listed for $215,000
- Price reduced to $205,000from $213,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 19310 WATER OAK DR #103. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,818
$1,037 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,037
- Property taxes
- $273
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $308
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,818
Over the life of the loan
- Loan amount
- $164,000
- Down payment
- $41,000
- Total interest
- $209,173
- Principal + interest paid
- $373,173
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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19310 Water Oak Dr #103, Port Charlotte, FL 33948
Listing courtesy of ENGEL & VOELKERS VENICE DOWNTOWN · MLS# C7518825 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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