$205,000
Active19310 Water Oak Dr #203, Port Charlotte, FL 33948
2 beds Β· 2 baths Β· 1,227 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# N6144470
142 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Gated community
- Screened lanai
- Split-bedroom layout
- Impact-resistant storm windows
- In-unit laundry
- Heated pool and spa
- Bamboo flooring
- Plantation shutters
AI-selected highlights from the listing description below.
Welcome to this well-maintained 2-bedroom, 2-bath second-floor condominium offering over 1,000 square feet of comfortable living space with an open-concept design ideal for both seasonal residents and year-round enjoyment. Water's Edge at Heritage Oak Park is one of Port Charlotte's most desirable gated communities, where resort-style amenities and beautiful oak-canopied streets create the perfect Florida lifestyle. Upon arrival, you'll appreciate the Andersen glass storm door with a disappearing screen and the newly installed motion-sensor front entry light (2024). Step inside to discover a bright, inviting interior featuring FRESH PAINT completed in 2022-2023, luxury BAMBOO flooring throughout the main living areas, BRAND-NEW (Sept. 2026) Stain Master carpet in both bedrooms with a neutral color to match any decor and tile flooring in the kitchen, bathrooms, and laundry room. PLANTATION SHUTTERS adorn the front windows, adding both timeless style and privacy. The thoughtfully designed floor plan offers a spacious living and dining area that flows seamlessly into the kitchen, complete with a breakfast bar, dinette area. The kitchen has also been UPDATED with WHIRLPOOL APPLIANCES, including a refrigerator, electric range, microwave, and dishwasher, all installed in 2024. The desirable split-bedroom layout provides privacy and comfort for both owners and guests. For added peace of mind, a HOME WARRANTY for a year, PGT IMPACT-RESISTANT STORM WINDOWS were installed in November 2021, enhancing storm protection, energy efficiency, and security. Sliding glass doors lead to the screened lanai, where privacy sunblock screens create a comfortable outdoor retreatβperfect for enjoying your morning coffee, relaxing with a book, or taking in the peaceful surroundings. The spacious primary suite features a walk-in closet and private bath, while the guest bedroom and adjacent bath provide comfortable accommodations for family and friends. Additional conveniences include an in-unit laundry room with a 2023 Whirlpool washer and dryer, covered resident parking, guest parking, private storage, and the ease of low-maintenance condominium living. Residents of Heritage Oak Park enjoy an impressive array of amenities, including a heated pool and spa, clubhouse, fitness center, tennis and pickleball courts, bocce ball, shuffleboard, walking paths, Fishing Pond and a vibrant social calendar. The community is also golf-cart friendly. Ideally located near Charlotte Harbor, downtown Punta Gorda, Fishermen's Village, waterfront parks, golf courses, boating, fishing, dining, shopping, and Gulf beaches, residents enjoy endless opportunities to experience the best of Southwest Florida's active and coastal lifestyle.
Facts
- Property type
- Condominium
- Year built
- 2001
- Bathrooms
- 2 full
- Living area
- 1,227 sqft
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $4,446/yr
- Monthly fees
- $308/mo
- Listed
- Jun 8, 2026
- MLS #
- N6144470
Price & status history
- Listed for $210,000
- Price reduced to $205,000
Virtual tours
- Matterport 3-D tourmy.matterport.com
- Video tour on YouTubeyoutu.be
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 19310 WATER OAK DR #203. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,915
$1,037 of that is principal & interest. 46% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,037
- Property taxes
- $371
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $308
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,915
Over the life of the loan
- Loan amount
- $164,000
- Down payment
- $41,000
- Total interest
- $209,173
- Principal + interest paid
- $373,173
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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19310 Water Oak Dr #203, Port Charlotte, FL 33948
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# N6144470 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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