$219,500
Active19365 Water Oak Dr #j 202, Port Charlotte, FL 33948
2 beds · 2 baths · 936 sq ft
Listing courtesy of WANDA SEXTON REALTY · MLS# TB8561927
6 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
****TRULY TURN-KEY**** JUST BRING YOUR SUITCASE. Come discover your own piece of Florida paradise at HERITAGE OAK PARK!!!!!!! Discover this beautifully renovated and tastefully furnished condo. This exceptional turn-key property combines modern upgrades, coastal charm, and relaxing lake views with spectacular sunsets. Whether you're looking for a Florida vacation retreat, a seasonal residence or a comfortable year-round home, this condo is ready for you to move in and enjoy! ****Completely renovated in 2022***** Modern kitchen with Quartz countertops, Bosch dishwasher, Samsung French door refrigerator, flat top stove and microwave, stainless steel undermount 60/40 sink with garbage disposal and upgraded faucet. Updated bathrooms featuring Quatz countertops, Kohler toilets and new faucets. Porcelain tile flooring and vinyl plank flooring. Fresh paint throughout, new ceiling fans and lighting. Beautiful coastal style furniture. New A/C installed March 2025 with 10 year warranty. Covered assigned parking and building elevator. Enjoy beautiful lake views and evening sunsets in your private lanai with roller blinds. Condo is conveniently located near the community pool and fitness center. This condo comes equipped with thoughtfully selected items. All blinds and curtains are included. A Dyson vacuum also included. A rare opportunity to own a beautifully updated, furnished condo without the hassle of renovations or furnishing a new home. ****PLEASE NOTE ORIGIONAL ARTIST PAINTINGS ARE EXCLUDED FROM THE SALE EXCEPT FOR THE PAINTING IN THE GUEST BEDROOM****
Facts
- Property type
- Condominium
- Year built
- 2004
- Bathrooms
- 2 full
- Living area
- 936 sqft
- Waterfront
- Yes · 100 ft
- Water access
- Lake, Pond
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,081/yr
- Monthly fees
- $435/mo
- Listed
- Oct 28, 2026
- MLS #
- TB8561927
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 19365 WATER OAK DR #J 202. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,168
$1,110 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,110
- Property taxes
- $423
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $435
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,168
Over the life of the loan
- Loan amount
- $175,600
- Down payment
- $43,900
- Total interest
- $223,968
- Principal + interest paid
- $399,568
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
19365 Water Oak Dr #j 202, Port Charlotte, FL 33948
Listing courtesy of WANDA SEXTON REALTY · MLS# TB8561927 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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