$275,000
Active1982 W Palms Dr, Port Charlotte, FL 33953
3 beds · 2 baths · 1,470 sq ft
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7532966
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to 1982 W Palms Drive, where low-maintenance living, thoughtful upgrades, and a peaceful, private setting come together in the desirable Palms at West Port community! Tucked away on a quiet cul-de-sac, this beautifully maintained villa offers the perfect opportunity to enjoy the Southwest Florida lifestyle without the hassle of traditional home maintenance. Inside, you'll find ceramic tile flooring throughout the entire home, with sealed grout for added protection and easier upkeep. Ceiling fans in the living room, all bedrooms, and the screened lanai provide added comfort, while the epoxy-coated garage floor offers a clean, durable finish. One of this home's standout features is its exceptionally private outdoor setting! Step onto the screened lanai and enjoy tranquil views of the natural preserve, along with a partial peek-a-boo view of the pond to the right. Best of all, there are no neighboring homes visible from the lanai, creating a peaceful retreat that's perfect for morning coffee, entertaining, or simply unwinding after a long day. **LOW-MAINTENANCE LIVING AT ITS BEST!** The HOA handles lawn mowing, edging, shrub trimming, mulch replacement, exterior painting, and even roof replacement, allowing you to spend less time worrying about upkeep and more time enjoying everything that makes SWFL so incredible. Whether you're a seasonal resident or full-time homeowner, these valuable maintenance benefits make ownership especially appealing. **LOCATION, RECREATION, AND LIFESTYLE!** Living in West Port means having convenient access to Centennial Park and three neighborhood playgrounds! The Centennial Park Recreation Center is approximately one mile away, offering membership opportunities for access to its swimming pool, fitness center, pickleball, fitness classes, and a variety of recreational activities. Eligible recreation memberships also provide access to the Ann & Chuck Dever Regional Park pool in Englewood, expanding your options for enjoying an active Florida lifestyle. With shopping, dining, entertainment, and Gulf Coast beaches within easy reach, you'll have plenty of opportunities to enjoy your free time. From its quiet cul-de-sac location and private preserve backdrop to its thoughtful upgrades, extensive HOA maintenance benefits, and proximity to outstanding recreational amenities, this villa offers an exceptional combination of comfort, convenience, and lifestyle. Schedule your private showing today and discover what makes this home and the West Port community so special!
Facts
- Property type
- Villa
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,470 sqft
- Lot size
- 0.13 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X500
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $6,272/yr
- Monthly fees
- $179/mo
- Listed
- Nov 9, 2026
- MLS #
- C7532966
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1982 W PALMS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,321
$1,391 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,391
- Property taxes
- $523
- Homeowners insurance
- $229
- Flood insurance
- $0
- HOA / condo fees
- $179
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,321
Over the life of the loan
- Loan amount
- $220,000
- Down payment
- $55,000
- Total interest
- $280,598
- Principal + interest paid
- $500,598
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1982 W Palms Dr, Port Charlotte, FL 33953
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7532966 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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