$259,900
Coming Soon20238 Banner Ave, Port Charlotte, FL 33952
2 beds · 2 baths · 1,034 sq ft
Listing courtesy of EPIQUE REALTY INC. · MLS# C7532835
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Your Florida getaway is already waiting—and this one comes with a few extras! Welcome to this beautifully renovated 2-bedroom, 2-bath Port Charlotte home, where thoughtful updates meet easy Florida living. Completely renovated in 2023, this home features an open-concept layout, a gorgeous kitchen with quartz countertops, soft-close cabinetry and pantry, luxury vinyl plank flooring, and two beautifully updated bathrooms with tiled showers and floating vanities. Major improvements include a 2023 shingle roof, 2023 Trane HVAC, updated electrical, and hurricane-impact windows and sliding glass door installed in 2019. But there's more to enjoy beyond the front door! The spacious driveway offers RV parking with a 30-amp hookup, while the two-car garage provides additional storage and convenience. Relax in the enclosed hot tub, enjoy the Florida breeze from the lanai, or simply appreciate the flexibility of a nearly 10,000-square-foot lot. Currently operating as a furnished short-term rental, this home offers the opportunity for a primary residence, seasonal retreat, or continued rental use, subject to buyer verification of applicable requirements. Furnishings are available with the sale. Conveniently located near shopping, dining, boating, fishing, and Southwest Florida's beautiful Gulf Coast beaches. Move right in and start enjoying your next Florida chapter!
Facts
- Property type
- Single Family Residence
- Year built
- 1976
- Bathrooms
- 2 full
- Living area
- 1,034 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,716/yr
- Listed
- Nov 2, 2026
- MLS #
- C7532835
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 20238 BANNER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,840
$1,314 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,314
- Property taxes
- $310
- Homeowners insurance
- $217
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,840
Over the life of the loan
- Loan amount
- $207,920
- Down payment
- $51,980
- Total interest
- $265,191
- Principal + interest paid
- $473,111
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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