$399,000
Active2082 Onondaga Ln, Punta Gorda, FL 33983
3 beds · 2 baths · 1,939 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7533106
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Beautifully remodeled 3-bedroom, 2-bath pool home located on a quiet dead-end street in the highly desirable deed-restricted community of Deep Creek and situated outside a flood hazard zone. This inviting home features an open split-bedroom floor plan with cathedral and vaulted ceilings, creating a bright and spacious atmosphere. Multiple sliding glass doors open to the covered, screened lanai and expansive pool area, providing seamless indoor-outdoor living and the perfect setting for entertaining or relaxing. Extensive recent updates provide exceptional peace of mind, including a newer roof, A/C, water heater, pool pump, garage overhead door, lighting fixtures, s/s appliances, 42" cabinetry, quartz countertops, dual sink vanities, and hurricane-impact windows. The home has been completely refreshed and upgraded with a brand-new kitchen, new bathrooms, new flooring, light fixtures, ceiling fans, and fresh interior and exterior paint. Enjoy the covered lanai with electric roll-down storm hurricane protection screens and ceiling fan, overlooking the screened pool enclosure and large fenced backyard. Conveniently located near golf courses, shopping, dining, parks, and I-75.
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 1,939 sqft
- Lot size
- 0.22 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $925/yr
- Monthly fees
- $17/mo
- Listed
- Nov 6, 2026
- MLS #
- C7533106
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2082 ONONDAGA LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,444
$2,018 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $77
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,444
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2082 Onondaga Ln, Punta Gorda, FL 33983
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7533106 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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