$325,000
Active21444 Higgs Dr, Port Charlotte, FL 33952
3 beds · 2 baths · 1,344 sq ft
Listing courtesy of EXP REALTY LLC · MLS# C7527945
119 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Charlotte Harbor access
- new roof
- concrete seawall
- oversized lot
- vintage Florida architecture
AI-selected highlights from the listing description below.
Waterfront Charm on Intersecting Canals - Boaters and Old Florida lovers, take note. This vintage-charm 3-bedroom, 2-bathroom home sits on an oversized lot at the intersection of two canals, offering rare water views from multiple angles and quick Charlotte Harbor access for boating, fishing, or simply watching the sunset from your own backyard. Inside, the home retains the character and warmth of classic Florida architecture, ready for your personal touch, while major systems have already been taken care of for you — a brand-new roof and a newly installed concrete seawall mean real peace of mind and value built right into the property, letting you focus on cosmetic updates rather than costly infrastructure. The oversized lot gives you room to expand, add a pool, or simply enjoy extra outdoor space along the water, whether you're looking for a full-time residence, a seasonal retreat, or a project with waterfront upside. Rare canal-front properties like this one don't stay available long, so schedule your showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 1961
- Bathrooms
- 2 full
- Living area
- 1,344 sqft
- Lot size
- 0.41 acres
- Waterfront
- Yes · 183 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,392/yr
- Listed
- Jun 27, 2026
- MLS #
- C7527945
Price & status history
- Listed for $339,000
- Status changed to Pending
- Status changed to Active
- Price reduced to $325,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21444 HIGGS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,280
$1,643 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $366
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,280
Over the life of the loan
- Loan amount
- $260,000
- Down payment
- $65,000
- Total interest
- $331,616
- Principal + interest paid
- $591,616
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21444 Higgs Dr, Port Charlotte, FL 33952
Listing courtesy of EXP REALTY LLC · MLS# C7527945 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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