$325,000
Active4127 Gardner Dr, Port Charlotte, FL 33952
3 beds · 2 baths · 1,048 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7518562
330 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf access
- Saltwater canal pool
- 55' seawall
- Wood dock
- Screened pool cage
- Large screened lanai
- Impact sliders
- Whirlpool appliances
AI-selected highlights from the listing description below.
HUGE PRICE REDUCTION for YOU!! - Own your slice of PARADISE in this DELIGHTFULY TROPICAL retreat! GULF Access, SALTWATER Canal 'POOL' Home. TOO MANY UPDATES TO MENTION! MUST SEE! Very PEACEFUL and Tranquil setting at end of the canal with direct, serene WATER views from entire LANAI. Approx. 55' of Seawall, large wood DOCK for easy access to fish, kayak or other. One BRIDGE out to CHARLOTTE HARBOR & Gulf of Mexico. Great POOL with seated area to relax and ENJOY it All! Besides the Screened in Pool Cage there is an 'EXTRA' Large screened lanai with NEW VINYL removable windows for cooler season. There is an outdoor shower & sink/vanity for your towels. From Lanai IMPACT Sliders to Kitchen & LR/DR. TRUE Florida Living! New FRONT IMPACT Double door entry invites you in. Generous size FOYER w closet. BR's 2 & 3 up front with HALLWAY to 2 LARGE Beautiful Full baths. Each BATH has very LARGE Tiled SHOWERS. BEDROOM 1 has generous closet w close proximity to BATHS. All BR's & Baths have Pocket door for ease. LR/DR combo large area overlooks LANAI, POOL and WATERFRONT! TOTALY RENOVATED Kitchen! ALL NEW!! WHIRLPOOL APPLIANCES! MODERN Soft CLOSE CABINETS, GRANITE tops w SUBWAY TILE Backsplash. LARGE Walk-in PANTRY & Laundry Room w W/D Hookups off Kitchen & into the Garage. GARAGE also has side entry door for convenience. The Garage stores the ALUMINUM Hurricane Panels. This HOME will make anyone HAPPY to be living here. ENJOY all that Florida has to offer! MANY PARKS & Boat Launches within just a few miles. Spring Lake Boat Launch, Port Charlotte BEACH Park has 'some' amenities as it undergoes $22 Million revitalization & Improvements. William R. Gaines, Jr., VETERANS Memorial Park, Higgs Park, Bayshore Oaks Park & DOG PARK, Harbour Heights Park. SUNSEEKERS Waterfront RESORT & Downtown Punta Gorda, FISHERMANS Village, etc. GREAT Boating, Fishing, Fine Dining, Shopping all CLOSE Proximity Just a few miles. (All measurements approximate, buyer to verify all)
Facts
- Property type
- Single Family Residence
- Year built
- 1958
- Bathrooms
- 2 full
- Living area
- 1,048 sqft
- Lot size
- 0.3 acres
- Waterfront
- Yes · 165 ft
- Water access
- Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,591/yr
- Listed
- Dec 2, 2025
- MLS #
- C7518562
Price & status history
- Listed for $379,900
- Price reduced to $325,000from $344,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4127 GARDNER DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,213
$1,643 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $299
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,213
Over the life of the loan
- Loan amount
- $260,000
- Down payment
- $65,000
- Total interest
- $331,616
- Principal + interest paid
- $591,616
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4127 Gardner Dr, Port Charlotte, FL 33952
Listing courtesy of RE/MAX PALM REALTY · MLS# C7518562 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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