$325,000
Active3271 Jersey St, Port Charlotte, FL 33948
3 beds · 2 baths · 1,601 sq ft
Listing courtesy of PREFERRED SHORE LLC · MLS# A4693115
172 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Concrete block construction
- No hurricane damage
- 9'4" ceilings
- Tray ceilings
- Dual walk-in closets
- Jack and Jill bathroom
- Covered lanai
- Extended warranty
AI-selected highlights from the listing description below.
This property qualifies for a 1% lender credit when using the seller’s preferred lender. Ask for details. Stunning move in ready 3 bedroom, 2 bathroom, 2 car garage home offering 1,548 square feet of beautifully designed living space in a desirable Port Charlotte location. Built with solid concrete block construction, this home experienced no hurricane damage, offering added peace of mind and durability. From the moment you enter, you are welcomed by an open concept layout featuring soaring 9’4” ceilings, elegant tray ceilings in both the great room and primary suite, luxury vinyl plank flooring throughout, granite countertops, stainless steel appliances, and stylish modern finishes. The spacious split floor plan provides comfort and privacy, with the primary suite showcasing dual walk in closets and a beautifully finished ensuite bathroom with double vanities and a tiled walk in shower. The guest bedrooms are generously sized and connected by a convenient Jack and Jill bathroom. Designed for everyday living and entertaining, sliding glass doors lead to an oversized 22x11 covered lanai, creating the perfect outdoor retreat. Conveniently located near golf courses, shopping, dining, boating, fishing, spring training facilities, and some of Southwest Florida’s most beautiful beaches including Siesta Key and Englewood Beach. Builder is offering a complimentary 2/10 extended warranty for added confidence. A perfect blend of quality construction, modern style, and Florida living. Schedule your private showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,601 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,885/yr
- Listed
- May 9, 2026
- MLS #
- A4693115
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3271 JERSEY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,321
$1,643 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $407
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,321
Over the life of the loan
- Loan amount
- $260,000
- Down payment
- $65,000
- Total interest
- $331,616
- Principal + interest paid
- $591,616
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3271 Jersey St, Port Charlotte, FL 33948
Listing courtesy of PREFERRED SHORE LLC · MLS# A4693115 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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