$38,800
Active22127 Mamaroneck Ave, Port Charlotte, FL 33952
0.23 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530233
56 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
FRESHWATER CANAL LOT IN THE “NEW YORK” SECTION ON THE NIAGRA WATERWAY! Bring your vision to this desirable waterfront homesite and take advantage of an exciting opportunity in an area where new construction is happening all around you. This vacant lot offers freshwater canal frontage on the Niagra Waterway, creating a scenic setting for your future home with water views and a peaceful backdrop. Enjoy the freedom of no deed restrictions, no CDD fees, and no required Homeowners Association (HOA). With no HOA to join or follow, you have added flexibility as you plan your future home. New construction is everywhere you look, making now a great time to secure your own piece of this growing area. Information about local builders is available upon request. Outdoor recreation is close at hand, with easy access to public parks featuring bike and walking trails, picnic areas, and boat ramps. Launch your boat and explore the many waterways throughout the area, or enjoy a relaxing afternoon outdoors on the trails or at the park. Conveniently located near schools, shopping, restaurants, parks, and boating access, this waterfront lot combines location, flexibility, and recreational appeal. Whether you are ready to build now or planning ahead, this property offers an exciting opportunity in the sought-after “New York” Section. Make an offer today and start turning your plans into reality!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Freshwater
- Water view
- Yes
- Flood zone
- 10AE
- Annual taxes
- $590/yr
- Listed
- Sep 1, 2026
- MLS #
- C7530233
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 22127 MAMARONECK AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$445
$196 of that is principal & interest. 56% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $196
- Property taxes
- $49
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $445
Over the life of the loan
- Loan amount
- $31,040
- Down payment
- $7,760
- Total interest
- $39,590
- Principal + interest paid
- $70,630
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
22127 Mamaroneck Ave, Port Charlotte, FL 33952
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7530233 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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