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Lasbury Tracy Realty Inc
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$490,000

Active

23116 Seneca Ave, Punta Gorda, FL 33980

8 beds · 4 baths · 3,456 sq ft

Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7501034

702 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Quadruplex zoned mixed use
  • Metal roofs
  • Separate laundry room
  • Single car garage
  • US41 visibility
  • Rental income property

AI-selected highlights from the listing description below.

Quadruplex Zoned Charlotte Harbor Mixed Use, offering endless Rental Possibilities and is priced Below the Appraised value which will allow for the repairs needed. All Units have Metal Roofs, the 4plex has a Separate Laundry Room for the units and there is a single Car Garage which would allow for additional Storage for the 4plex. This Property can been seen from US41(Tamiami Trail) and is Located in a good Rental Area of Beautiful Charlotte Harbor, and is close to Sunseeker Resort, Charlotte Harbor/Peace River, the Kings Highway/Tamiami Trail corridor, Harborview, along with great Shopping, lots of Dining options, and all that Southwest Florida offers and more. This 4plex, prior to Hurricane Milton, brought in approximate $46,800 a year in Rental Income, which was lower than the market****The Property is being Sold AS IS, and is ready for you to re-finish and get your rental income started.

Facts

Property type
Quadruplex
Year built
1969
Living area
3,456 sqft
Lot size
0.46 acres
Private pool
No
Furnished
Unfurnished
Flood zone
10AE
CDD
No
55+ community
No
Annual taxes
$7,576/yr
Listed
Nov 25, 2024
MLS #
C7501034

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 23116 SENECA AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,517

$2,478 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,478
Property taxes
$631
Homeowners insurance
$408
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,517

Over the life of the loan

Loan amount
$392,000
Down payment
$98,000
Total interest
$499,974
Principal + interest paid
$891,974
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

23116 Seneca Ave, Punta Gorda, FL 33980

Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7501034 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]