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$239,900

Active

23411 Collina Way #103, Port Charlotte, FL 33980

3 beds Β· 2 baths Β· 1,618 sq ft

Listing courtesy of SAVVY AVENUE, LLC Β· MLS# A4712044

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

BRAND NEW, NEVER OCCUPIED WATERFRONT CONDO β€” NO FLOOD INSURANCE REQUIRED! Discover exceptional value and easy Florida living in this beautiful, never-lived-in condominium at Bella Via, conveniently located just 10 minutes from historic downtown Punta Gorda! This spacious, thoughtfully designed residence offers 2 bedrooms, 2 full bathrooms, and a versatile den or home office, providing the flexibility of additional living space without the expense of a larger home. The convenient single-level layout is ideal for year-round living, a seasonal retreat, or a low-maintenance Florida getaway. One of the property's most attractive features is its affordability. Flood insurance is not required, and the remarkably reasonable $350 monthly condominium fee includes building insurance and water, helping keep monthly ownership expenses predictable and manageable. Enjoy the peaceful waterfront setting and the benefits of a brand-new residence that has never been occupied. With two parking spaces and a convenient location near shopping, dining, boating, and recreational opportunities, this property combines comfort, convenience, and exceptional value. Just minutes away, downtown Punta Gorda offers waterfront restaurants, boutique shopping, Fishermen's Village, beautiful harborfront parks, and the charm of one of Southwest Florida's most desirable coastal communities. Easy access to major roadways puts everything the region has to offer within reach. Why pay more for an older condominium with higher monthly fees? Here is an opportunity to enjoy a never-occupied residence, waterfront surroundings, and affordable condominium living, all just minutes from downtown Punta Gorda. New construction feel. Never occupied. No required flood insurance. $350 monthly fees including building insurance and water. Exceptional location.

Facts

Property type
Condominium
Year built
2024
Bathrooms
2 full
Living area
1,618 sqft
Water view
Yes
Private pool
No
Exposure
West
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$3,286/yr
Monthly fees
$350/mo
Listed
Nov 4, 2026
MLS #
A4712044

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 23411 COLLINA WAY #103. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,037

$1,213 of that is principal & interest. 40% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,213
Property taxes
$274
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$350
Mortgage insurance (PMI)
$0
Total per month
$2,037

Over the life of the loan

Loan amount
$191,920
Down payment
$47,980
Total interest
$244,783
Principal + interest paid
$436,703
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

23411 Collina Way #103, Port Charlotte, FL 33980

Listing courtesy of SAVVY AVENUE, LLC Β· MLS# A4712044 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Nov 5 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 4, 2026, 8:27 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]