$100,000
Active23507 Spencer Ct, Punta Gorda, FL 33980
0.23 acre lot
Listing courtesy of LPT REALTY, LLC · MLS# C7520011
291 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 10,000 sq ft lot
- high-visibility location
- steady daily traffic
- strong road frontage
- near entertainment venue
- flexible commercial zoning
AI-selected highlights from the listing description below.
Prime 10,000 sq ft commercial lot located directly in front of Visani Italian Steakhouse and Comedy Theater. This high-visibility location offers steady daily traffic from an established dining and entertainment venue, creating strong exposure for a future business. The site is well-positioned for uses that benefit from nearby evening and weekend activity, including coffee, dessert, boutique retail, professional services, or other compatible commercial operations. Easy access, strong road frontage, and consistent vehicle flow make this an excellent opportunity for a business seeking a central, high-traffic setting. Zoning allows for a variety of commercial uses. Buyer to verify all zoning and building requirements.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $537/yr
- Listed
- Jan 7, 2026
- MLS #
- C7520011
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 23507 SPENCER CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$750
$506 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $506
- Property taxes
- $45
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $750
Over the life of the loan
- Loan amount
- $80,000
- Down payment
- $20,000
- Total interest
- $102,036
- Principal + interest paid
- $182,036
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
23507 Spencer Ct, Punta Gorda, FL 33980
Listing courtesy of LPT REALTY, LLC · MLS# C7520011 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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