$100,000
Active28451 Silver Palm Dr, Punta Gorda, FL 33982
0.22 acre lot
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7509897
532 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 80-foot canal-front lot
- concrete seawall
- Peace River access
- Charlotte Harbor access
- no HOA
- cleared parcel
- boater's paradise
AI-selected highlights from the listing description below.
Discover the perfect blend of peace and potential with this 80-foot canal-front lot in Palm Shores (NO HOA), ideally situated on a quiet cul-de-sac road. With a concrete seawall already in place, this prime cleared parcel is ready for your dream home. Located in a serene waterfront community known for its outstanding fishing and abundant wildlife, you'll enjoy direct access to the Peace River and Charlotte Harbor. Only two high-clearance bridges—each over 40 feet—stand between you and the open waters of the Gulf of Mexico, making this a boater’s paradise. Embrace the natural beauty that surrounds you as you explore the scenic waterways. This is .22-acre lot and is not in a Scrub Jay Zone (check again during due diligence to ensure nothing has changed). All this tranquility comes with the convenience of being just minutes from Punta Gorda’s charming historic district, local shops, and quick access to I-75. SELLING LOTS 135 AND 134 SEPARATE. WILL BE SPLIT AT CLOSING. SEE MLS# C7509893 for Lot 135.
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Exposure
- North
- Flood zone
- AE
- Annual taxes
- $1,130/yr
- Listed
- May 14, 2025
- MLS #
- C7509897
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 28451 SILVER PALM DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$800
$506 of that is principal & interest. 37% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $506
- Property taxes
- $94
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $800
Over the life of the loan
- Loan amount
- $80,000
- Down payment
- $20,000
- Total interest
- $102,036
- Principal + interest paid
- $182,036
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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28451 Silver Palm Dr, Punta Gorda, FL 33982
Listing courtesy of MARINA PARK REALTY LLC · MLS# C7509897 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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