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$585,000

Active Under Contract

24240 Henry Morgan Blvd, Punta Gorda, FL 33955

2 beds Β· 2 baths Β· 1,766 sq ft

Listing courtesy of ALLISON JAMES ESTATES & HOMES Β· MLS# A4690029

180 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 100 feet canal frontage
  • Private dock
  • 40-foot boat lift
  • Air-conditioned Florida room
  • 2024 metal roof
  • Workshop/shed

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. Experience the freedom of true waterfront living in the highly desirable community of Pirate Harbor, a hidden gem known for its direct access boating, world-class fishing, and the rare benefit of no HOA or deed restrictions. Here, you can fully embrace the Southwest Florida lifestyle with the flexibility to live, boat, and enjoy your property on your terms. Set on 100 feet of sailboat/power boat canal frontage, this property features a concrete seawall, private dock, and a 10,000 lb. boat lift with new risers and motors, capable of accommodating up to a 40-foot boat, along with a new canopy, all positioned to capture long, picturesque water views. Whether you're heading out for a quick sunset cruise or a full day on the water, you’re just minutes from the open waters of Charlotte Harbor, with easy access to Boca Grande Pass and the Gulf of Mexico. This is truly a boater’s and angler’s paradise. The home has been thoughtfully renovated to reflect a relaxed coastal lifestyle, offering 2 bedrooms, 2 bathrooms, and over 1,700 square feet of comfortable living space and 2208 total sq ft including the garage. Inside, you’ll find an inviting open layout featuring sliding glass doors that lead to a spacious 29’ x 16’ air-conditioned Florida room. This versatile space features sliding glass windows that are easily removable, allowing you to enjoy the refreshing breeze and stunning waterfront views year-round. The kitchen combines function and style with wood cabinetry, abundant storage, granite countertops, a pass-through window to the Florida room, breakfast bar, and a blend of recessed lighting. Just off the kitchen, a bonus room has been beautifully converted into a bar area, complete with wood-beamed vaulted ceilings, a shiplap wall with shelving, pendant lighting, and plenty of room for entertaining guests. The primary suite is generously sized, featuring a large closet and a private ensuite bath with a tiled shower. The guest bedroom is light and bright with ample closet space, and both bedrooms are complemented with nearby linen and coat closets, providing excellent additional storage. The well-appointed main bath provides comfortable accommodations for visitors with a tub and shower combo and a larger vanity for added storage. Step outside to an additional paver patio area just off the Florida room, perfectly set up with seating and a fire pitβ€”ideal for relaxing evenings while enjoying breathtaking water views and unforgettable sunsets. The backyard offers ample space to enjoy your outdoor oasis. Additional highlights include a 2024 metal roof, new electrical panel & electric, on-demand tankless water heater, new appliances, fresh interior and exterior paint, new gutters, a 12x24 workshop/shed built in 2020, and lush tropical landscaping with irrigation and curbing that enhances the property’s private, island-style feel. A convenient laundry area is located within the attached 26' x 17' one-car garage. Furnishings are newer and gently used and may be negotiated, presenting an excellent opportunity for a seamless, move-in-ready experience. If you’re searching for a waterfront property that offers direct boating access, exceptional fishing, and complete freedom with no HOA restrictions, this is a rare opportunity to own in one of Southwest Florida’s most authentic and sought-after boating communities. Schedule your appointment today to tour this one of a kind home.

Facts

Property type
Single Family Residence
Year built
1970
Bathrooms
2 full
Living area
1,766 sqft
Lot size
0.25 acres
Waterfront
Yes Β· 100 ft
Water access
Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
No
Exposure
South
Furnished
Negotiable
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$6,388/yr
Listed
Apr 19, 2026
MLS #
A4690029

Price & status history

  1. Listed for $585,000
  2. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 24240 HENRY MORGAN BLVD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,978

$2,958 of that is principal & interest. 26% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,958
Property taxes
$532
Homeowners insurance
$488
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,978

Over the life of the loan

Loan amount
$468,000
Down payment
$117,000
Total interest
$596,908
Principal + interest paid
$1,064,908
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

24240 Henry Morgan Blvd, Punta Gorda, FL 33955

Listing courtesy of ALLISON JAMES ESTATES & HOMES Β· MLS# A4690029 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]