$269,000
Pending24500 Rio Villa Lakes Cir, Punta Gorda, FL 33950
3 beds · 2 baths · 1,284 sq ft
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE · MLS# A4699354
57 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- acrylic hurricane shutters
- hardwood and tile floors
- adjacent vacant lot
- covered front porch
- oversized finished garage
- elevated first floor
- heated ventilated pool
AI-selected highlights from the listing description below.
THE WORK IS DONE — AND DONE RIGHT. ** This meticulously maintained 3-bedroom, 2-bath home inside the gates of Rio Villa Lakes is fully updated and ready for its new owners. Priced for today's market — don't let this one slip away. The renovation story: brand-new master bath (2026), new hot water heater (2026), fully updated kitchen with granite countertops and new cabinetry (2025), refreshed guest bath (2022), new Trane HVAC (2022), new roof (2022), and acrylic hurricane shutters throughout. Hardwood and tile floors run through every room — zero carpet. All appliances included. Outside, a covered front porch overlooks a beautifully landscaped, mature yard with a vacant adjacent lot delivering rare community privacy. The oversized finished two-car garage and generously oversized concrete driveway round out a home that truly has it all. First floor elevation sits at 10 feet — one foot above base flood elevation — keeping homeowners insurance at just $1,775/year. HOA is approximately $253/month and covers lawn care, heated & ventilated pool, tennis, pickleball, clubhouse, and fitness center. Minutes from Fishermen's Village, downtown Punta Gorda dining and boutiques, Punta Gorda Airport, marina gulf access, and I-75 corridor. The data doesn't lie — correctly priced homes in Rio Villa Lakes are selling in days, not months. Schedule your private showing today before this one is gone.
Facts
- Property type
- Single Family Residence
- Year built
- 2006
- Bathrooms
- 2 full
- Living area
- 1,284 sqft
- Lot size
- 0.18 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,085/yr
- Monthly fees
- $272/mo
- Listed
- Jul 7, 2026
- MLS #
- A4699354
Price & status history
- Listed for $279,000
- Price reduced to $269,000
- Status changed to Pending
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 24500 RIO VILLA LAKES CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,030
$1,360 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,360
- Property taxes
- $174
- Homeowners insurance
- $224
- Flood insurance
- $0
- HOA / condo fees
- $272
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,030
Over the life of the loan
- Loan amount
- $215,200
- Down payment
- $53,800
- Total interest
- $274,476
- Principal + interest paid
- $489,676
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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24500 Rio Villa Lakes Cir, Punta Gorda, FL 33950
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE · MLS# A4699354 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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