$1,280,000
Active2483 Herron Ter, Port Charlotte, FL 33981
3 beds · 2 baths · 2,197 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6149580
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. PRICE TO SELL!! REDUCE BY $50,000 NOW OFFERED AT $1,280,000! BRAND-NEW, NEVER-OCCUPIED WATERFRONT LUXURY WITH DIRECT, NO-BRIDGE GULF ACCESS! Experience the best of Southwest Florida waterfront living in this stunning, never-occupied custom residence, thoughtfully designed with upscale finishes, modern coastal elegance, and exceptional attention to detail. Upgraded throughout and truly move-in ready, this exceptional home features a private dock and boat lift completed in May 2026, a brand-new seawall, and a beautiful, heated pool and spa. Step inside and discover a bright, open-concept floor plan featuring soaring ceilings, abundant natural light, contemporary finishes, and an impressive modern fireplace feature wall. The spacious kitchen is a standout, showcasing an oversized quartz island and brand-new appliances. Expansive living areas flow effortlessly toward the outdoor entertaining space, while impact-resistant windows and sliding glass doors beautifully frame the waterfront views. The outdoor living experience is equally impressive. Relax or entertain on the covered lanai, complete with a fully equipped outdoor kitchen and wine refrigerator overlooking the heated pool, spa, and tranquil waterfront. Whether hosting friends, enjoying a refreshing swim, or unwinding at the end of the day, this home delivers the ultimate indoor-outdoor Florida lifestyle. For boating enthusiasts, the location is exceptional! Enjoy direct, no-bridge Gulf access right from your backyard. Bring your boat, jet skis, kayaks, or paddleboards and experience the freedom of waterfront living. Even better, the major waterfront improvements are already complete, including the new seawall, private dock, boat lift, and heated pool and spa—allowing you to enjoy the lifestyle immediately without the expense, delays, or hassle of installing them yourself. Built above base flood elevation, this exceptional residence is also conveniently located near shopping, dining, golf courses, and beautiful Gulf beaches, including Englewood Beach. UPGRADED THROUGHOUT AND TRULY MOVE-IN READY! Don't miss this exceptional waterfront opportunity! Schedule your private showing today and start enjoying the Southwest Florida lifestyle you've been dreaming of!!!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full
- Living area
- 2,197 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 160 ft
- Water access
- Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,282/yr
- Listed
- Nov 5, 2026
- MLS #
- D6149580
Virtual tours
- Video tour on YouTubeyoutu.be
- Matterport 3-D tourmy.matterport.com
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2483 HERRON TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$7,729
$6,472 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,472
- Property taxes
- $190
- Homeowners insurance
- $1,067
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,729
Over the life of the loan
- Loan amount
- $1,024,000
- Down payment
- $256,000
- Total interest
- $1,306,056
- Principal + interest paid
- $2,330,056
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2483 Herron Ter, Port Charlotte, FL 33981
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6149580 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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