$227,000
Active258 Reading St NW, Port Charlotte, FL 33952
2 beds Β· 2 baths Β· 1,252 sq ft
Listing courtesy of DOMAINREALTY.COM LLC Β· MLS# A4692870
174 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- hurricane shutters
- Florida room
- fish scale tile
- tropical food forest
- fenced lot
- new roof and gutters
- Lennox Elite A/C system
AI-selected highlights from the listing description below.
This charming 2-bedroom, 2-bathroom, 1-car garage home is situated on a quiet street with no neighbors on either side, offering a level of privacy that is rare for the area. This home has never flooded and includes hurricane shutters, providing essential protection and confidence. The interior is move-in ready and features easy-to-maintain tile flooring throughout the entire home, along with a versatile Florida room that provides a bright and peaceful space to relax. The kitchen has been fully transformed with white shaker cabinets, quartz countertops, a subway tile backsplash, and stainless appliances. The primary bathroom is a designer standout, featuring boutique-style fish scale tile, a vessel sink, and a quartz vanity. The oversized, fully fenced lot is an outdoor retreat, complete with a shaded lounge area with string lights and a mature tropical "food forest" including three varieties of mango, mulberry, Jamaican cherry, hog plum, banana, and avocado. Buyers will have ultimate peace of mind thanks to significant upgrades including a new roof and gutters, a new Lennox Elite A/C system with new ductwork and blown-in insulation, a new electrical panel, new exterior doors, and windows. Located near local boat ramps, Gulf beaches, shopping, and a brand-new park at the end of the block, this meticulously cared-for property is the perfect turnkey Florida retreat. FHA is assumable 3% interest rate! Schedule your showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1972
- Bathrooms
- 2 full
- Living area
- 1,252 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,015/yr
- Listed
- May 7, 2026
- MLS #
- A4692870
Price & status history
- Listed for $239,000
- Price reduced to $227,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 258 READING ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,516
$1,148 of that is principal & interest. 24% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,148
- Property taxes
- $168
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,516
Over the life of the loan
- Loan amount
- $181,600
- Down payment
- $45,400
- Total interest
- $231,621
- Principal + interest paid
- $413,221
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
258 Reading St NW, Port Charlotte, FL 33952
Listing courtesy of DOMAINREALTY.COM LLC Β· MLS# A4692870 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 2 bedrooms up to $285,000. Free, and you can stop any time.



