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Lasbury Tracy Realty Inc
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$227,000

Active

258 Reading St NW, Port Charlotte, FL 33952

2 beds Β· 2 baths Β· 1,252 sq ft

Listing courtesy of DOMAINREALTY.COM LLC Β· MLS# A4692870

174 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • hurricane shutters
  • Florida room
  • fish scale tile
  • tropical food forest
  • fenced lot
  • new roof and gutters
  • Lennox Elite A/C system

AI-selected highlights from the listing description below.

This charming 2-bedroom, 2-bathroom, 1-car garage home is situated on a quiet street with no neighbors on either side, offering a level of privacy that is rare for the area. This home has never flooded and includes hurricane shutters, providing essential protection and confidence. The interior is move-in ready and features easy-to-maintain tile flooring throughout the entire home, along with a versatile Florida room that provides a bright and peaceful space to relax. The kitchen has been fully transformed with white shaker cabinets, quartz countertops, a subway tile backsplash, and stainless appliances. The primary bathroom is a designer standout, featuring boutique-style fish scale tile, a vessel sink, and a quartz vanity. The oversized, fully fenced lot is an outdoor retreat, complete with a shaded lounge area with string lights and a mature tropical "food forest" including three varieties of mango, mulberry, Jamaican cherry, hog plum, banana, and avocado. Buyers will have ultimate peace of mind thanks to significant upgrades including a new roof and gutters, a new Lennox Elite A/C system with new ductwork and blown-in insulation, a new electrical panel, new exterior doors, and windows. Located near local boat ramps, Gulf beaches, shopping, and a brand-new park at the end of the block, this meticulously cared-for property is the perfect turnkey Florida retreat. FHA is assumable 3% interest rate! Schedule your showing today!

Facts

Property type
Single Family Residence
Year built
1972
Bathrooms
2 full
Living area
1,252 sqft
Lot size
0.23 acres
Private pool
No
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$2,015/yr
Listed
May 7, 2026
MLS #
A4692870

Price & status history

  1. Listed for $239,000
  2. Price reduced to $227,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 258 READING ST NW. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,516

$1,148 of that is principal & interest. 24% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,148
Property taxes
$168
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,516

Over the life of the loan

Loan amount
$181,600
Down payment
$45,400
Total interest
$231,621
Principal + interest paid
$413,221
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

258 Reading St NW, Port Charlotte, FL 33952

Listing courtesy of DOMAINREALTY.COM LLC Β· MLS# A4692870 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]