$1,175,000
Active28975 Smugglers Ln, Punta Gorda, FL 33982
4 beds · 3 baths · 2,586 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7528419
103 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront gated community
- 1.1-acre pond frontage
- Private office
- Wine cooler
- Heated saltwater pool
- Workshop with electricity
- Boat lift
AI-selected highlights from the listing description below.
Welcome to the exclusive waterfront gated community of the Estates on Peace River, where luxury, comfort, and thoughtful design come together. Built in 2022 this exceptional executive home showcases meticulous craftsmanship and attention to detail throughout. Situated on a picturesque 1.1-acre homesite with frontage on a peaceful pond, this 2,585 square-foot residence offers an impressive collection of high-end upgrades. The thoughtfully designed floor plan features a fully furnished 4 spacious bedrooms, 3 full bathrooms, and a private office with elegant French glass doors—ideal for working from home.This home was built for both beauty and durability, the home includes impact-resistant windows, a 24-gauge metal roof, an oversized side-entry three-car garage, and an expansive paver driveway and pool deck. Additional premium features include a 22-kilowatt whole-house generator with a 500-gallon underground propane tank, providing peace of mind year-round. At the heart of the home, the chef's kitchen is designed to impress with radiant quartz countertops, tile backsplash, abundant wood cabinetry, double ovens, wine cooler, and one of its favorite features is the spacious hidden walk-in pantry.The kitchen flows seamlessly into the inviting great room, complete with a tray ceiling, gas fireplace, and built-in surround sound system, creating the perfect space for entertaining or relaxing.The desirable split-bedroom layout offers privacy for the luxurious primary suite, featuring an oversized walk-through double closet space and a beautifully appointed en-suite bath. Throughout the home, soaring 10-foot-plus ceilings and 8-foot doors create an open, elegant atmosphere, while smart home technology adds everyday convenience. The home is finished with beautiful, variable-sized porcelain plank tile flooring that has a wood like appearance but sustainability of tile! With sliders fully opened you can enjoy the vast outdoor living area, fully equipped with a 32x14 heated salt-water pool, fire pit and built in gas grill and kitchen area. Owner has added a 36x16 workshop w/electricity for all your equipment and a 10,000# boat lift slip #4.
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 3 full
- Living area
- 2,586 sqft
- Lot size
- 1.1 acres
- Waterfront
- Yes · 117 ft
- Water access
- Pond, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $16,351/yr
- Monthly fees
- $300/mo
- Listed
- Jul 15, 2026
- MLS #
- C7528419
Price & status history
- Listed for $1,200,000
- Price reduced to $1,175,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 28975 SMUGGLERS LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$8,583
$5,941 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,941
- Property taxes
- $1,363
- Homeowners insurance
- $979
- Flood insurance
- $0
- HOA / condo fees
- $300
- Mortgage insurance (PMI)
- $0
- Total per month
- $8,583
Over the life of the loan
- Loan amount
- $940,000
- Down payment
- $235,000
- Total interest
- $1,198,918
- Principal + interest paid
- $2,138,918
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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28975 Smugglers Ln, Punta Gorda, FL 33982
Listing courtesy of RE/MAX PALM REALTY · MLS# C7528419 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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