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Lasbury Tracy Realty Inc
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$269,999

Active

30176 Balsam Blvd, Punta Gorda, FL 33982

3 beds · 2 baths · 1,464 sq ft

Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · MLS# C7531245

30 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Lovely, well kept home in the Ridge Harbor community. This is a spacious double lot home with a large back yard fence and a large shed. Plenty of room for all your toys on the property. Plenty of room for a large garden, a pool or whatever your needs and wants will be. 3 Bedrooms, 2 Bathrooms. The home includes an eat-in kitchen and a dining room/living room area. Convenient laundry room. No stairs! Located in a preferable X500 flood zone, sliding hurricane shutters are included as well for security and weather emergencies. The seller added an airy and bright Florida room where you can enjoy your morning coffee in the sunshine and fresh air. Recent improvements include a brand-new well system, installed 6/11/25, complete with a new pump, tank, hot water system, water softener, and valves. The Florida room windows (8/31/25) fill the space with natural light, while the AC, furnace and ductwork (7/7/23) ensure year-round comfort. Additional updates include new carpet and a new septic system (7/18/25), washer and dryer (March 2022), and range and refrigerator (2024). A Square D electrical panel was installed May of 2022. The owner has thoughtfully retained receipts for these improvements. Smart buyers will appreciate not having to pay for their own updates and improvements because this owner has already installed them. The voluntary HOA offers flexibility, with annual dues of just $25 for individuals or $35 for families. Boating enthusiasts will love the option to access the private marina and boat ramp on Shell Creek. It is only $10 annually to get a key. If you’re seeking an idyllic Florida lifestyle—combining space, privacy, modern updates, and proximity to fantastic restaurants, shopping, and beaches—this home is a must-see in person. Schedule your private showing today!

Facts

Property type
Single Family Residence
Year built
1981
Bathrooms
2 full
Living area
1,464 sqft
Lot size
0.46 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$2,423/yr
Listed
Sep 24, 2026
MLS #
C7531245

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 30176 BALSAM BLVD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,792

$1,365 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,365
Property taxes
$202
Homeowners insurance
$225
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,792

Over the life of the loan

Loan amount
$215,999
Down payment
$54,000
Total interest
$275,495
Principal + interest paid
$491,494
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

30176 Balsam Blvd, Punta Gorda, FL 33982

Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · MLS# C7531245 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]