$269,999
Active30176 Balsam Blvd, Punta Gorda, FL 33982
3 beds · 2 baths · 1,464 sq ft
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · MLS# C7531245
30 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Lovely, well kept home in the Ridge Harbor community. This is a spacious double lot home with a large back yard fence and a large shed. Plenty of room for all your toys on the property. Plenty of room for a large garden, a pool or whatever your needs and wants will be. 3 Bedrooms, 2 Bathrooms. The home includes an eat-in kitchen and a dining room/living room area. Convenient laundry room. No stairs! Located in a preferable X500 flood zone, sliding hurricane shutters are included as well for security and weather emergencies. The seller added an airy and bright Florida room where you can enjoy your morning coffee in the sunshine and fresh air. Recent improvements include a brand-new well system, installed 6/11/25, complete with a new pump, tank, hot water system, water softener, and valves. The Florida room windows (8/31/25) fill the space with natural light, while the AC, furnace and ductwork (7/7/23) ensure year-round comfort. Additional updates include new carpet and a new septic system (7/18/25), washer and dryer (March 2022), and range and refrigerator (2024). A Square D electrical panel was installed May of 2022. The owner has thoughtfully retained receipts for these improvements. Smart buyers will appreciate not having to pay for their own updates and improvements because this owner has already installed them. The voluntary HOA offers flexibility, with annual dues of just $25 for individuals or $35 for families. Boating enthusiasts will love the option to access the private marina and boat ramp on Shell Creek. It is only $10 annually to get a key. If you’re seeking an idyllic Florida lifestyle—combining space, privacy, modern updates, and proximity to fantastic restaurants, shopping, and beaches—this home is a must-see in person. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,464 sqft
- Lot size
- 0.46 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,423/yr
- Listed
- Sep 24, 2026
- MLS #
- C7531245
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 30176 BALSAM BLVD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,792
$1,365 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,365
- Property taxes
- $202
- Homeowners insurance
- $225
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,792
Over the life of the loan
- Loan amount
- $215,999
- Down payment
- $54,000
- Total interest
- $275,495
- Principal + interest paid
- $491,494
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
30176 Balsam Blvd, Punta Gorda, FL 33982
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · MLS# C7531245 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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