$330,000
Active3038 Sargeant St, Port Charlotte, FL 33948
4 beds · 2 baths · 1,636 sq ft
Listing courtesy of PARADISE REALTY AND INVESTMENT · MLS# TB8552122
33 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this stunning BRAND-NEW CONSTRUCTION by Torre Projects, where quality craftsmanship, thoughtful design, and elegant finishes come together to create an exceptional home. COMPLETED AND MOVE-IN READY! Please note that current photos are of the model home; photos of the actual property are coming soon. Step inside and discover a beautifully designed open-concept floor plan featuring a spacious great room, dining area, and modern kitchen—perfect for everyday living and entertaining. The kitchen offers stylish finishes, generous workspace, and an open layout with views of the main living areas and outdoors. Designed with privacy in mind, the home features a desirable split-bedroom floor plan. The spacious primary suite is privately situated at the rear of the home and includes dual vanities, a walk-in shower, and a large walk-in closet. Three additional bedrooms are conveniently located on the opposite side of the home, providing flexibility for guests, a home office, or additional living space. One of the standout features is the outdoor potential! The septic system was strategically installed in the front of the property, leaving the backyard open for the future owner to explore options such as adding a pool, patio, or creating a personalized outdoor retreat, subject to applicable permits and requirements. Enjoy the freedom of NO HOA and NO CDD! Conveniently located with access to Port Charlotte Beach Park, approximately 12 minutes from Englewood Beach and approximately 30 minutes from Gilchrist Park.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,636 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $500/yr
- Listed
- Sep 25, 2026
- MLS #
- TB8552122
Price & status history
- Listed for $365,000
- Price reduced to $330,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3038 SARGEANT ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,985
$1,669 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,669
- Property taxes
- $42
- Homeowners insurance
- $275
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,985
Over the life of the loan
- Loan amount
- $264,000
- Down payment
- $66,000
- Total interest
- $336,717
- Principal + interest paid
- $600,717
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3038 Sargeant St, Port Charlotte, FL 33948
Listing courtesy of PARADISE REALTY AND INVESTMENT · MLS# TB8552122 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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